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What’s the highest CLI you’ve received?

CreditAggie
Community Leader
Super Contributor

Re: What’s the highest CLI you’ve received?

The highest CLI I got was on my BofA CCR when I asked for a $9K CLI from $1K to $10K in February 2021. At the time my highest limit was $6K on my Apple Card and I thought $10K was the moon back then.

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 22
Traveler101
Established Contributor

Re: What’s the highest CLI you’ve received?

Mine came from Penfed. On the 1 rare occasion I had a quarterly offer. 11,200 or 11,400. Can't remember which. And if you want to talk cumulatively, hands down Navy federal. 2 accounts opened at about 7 months apart. Each started at 25k. Via sp, all cli increases and capped at 80 a long time ago. Probably close to two years. Not bad, 2 inquiries for 80k.

Message 12 of 22
drboxing
Established Contributor

Re: What’s the highest CLI you’ve received?

$26K from X1




Message 13 of 22
RTOrockstar
Frequent Contributor

Re: What’s the highest CLI you’ve received?

I got a 7k increase on my Care Credit card from 5k to 12k.

I got the card for an emergency surgery for one of my dogs in Oct 2019 and it started at $750 and I was denied every CLI for over a year and a half. I was only asking for 1k increases and then in May 2021 I ask for 5k and got 2.5. 6 months later I asked for 5k and got it and then 6 months after that I went for 12 and got it. 

Message 14 of 22
nytokyobred79
Established Contributor

Re: What’s the highest CLI you’ve received?

Mine was with Chase on my CFU for 23.4K. I called in for the cli request and they doubled my limit to 46.8K a few weeks ago. Chase will sometimes give you the most they're willing to give without you specifying a number. 

Rebuild Started in 2019
Total Revolving CL- $185,000 | Opened Cards
Delta SkyMiles Platinum- SL-$1K | CL- $13.5K
(pc'd from SkyMiles Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $26K
Chase Sapphire Reserve- SL $20K | CL- $29K
Cap 1 Venture Rewards- SL $10K | CL $ 15K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $46.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Inquiries: EX 7 | TU 2 | EQ 1
Fico 8 EX 729, TU 732 EQ 790
* I went about 20 years without credit cards bc I had ruined my financial health back in 99 as a junior in college. Never thought a creditor would touch me again but somehow I had the courage to apply for a card in 2019 when I turned 40. More mature and with much better financial literacy, things changed for the better.
Message 15 of 22
Bestman79
New Contributor

Re: What’s the highest CLI you’ve received?

The highest for me would be Amex HH in Sept '22; $15.2K CLI from $17K to $32.2K. It was a counteroffer, originally I asked to double the limit. I immediately moved $2.2K over to BCE taking it from $1K to $3.2K.

 

Interesting Amex DP:

Before the CLI my total Amex exposure between 3 personal and 2 Biz cards was $34.7K. After reading over tons of threads on the forums that Amex typically asks for IV over $35K exposure I was fully prepared to comply but received no such request.  Then after totaling my new limits to realize my now Amex exposure is $49.9K, I reached out to Amex via both chat and phone w/ CSR to ask was exposure over $35K a signal for IV, they both said NO, that it's profile dependent on what max exposure would be. With that being said, IMO I then knew why Amex approved my CLI of $15.2K instead of the requested $17K, b/c they didn't feel comfortable with me being at $50K plus exposure. At least that's how it appears to me.

AMEX BCE=$3.2K DISCO IT=$21K COMMERCE SPECIAL CONNECTIONS=$3K PPMC=$20K US BANK KROGER =$18K AMEX HILTON HONORS=$30K AMEX DELTA GOLD=$1K WELLS FARGO PROPEL=$4K NAVY FED MORE REWARDS=$25K LOWES= $35K TARGET=$2.4K KOHLS=$3K NAVY FED CLOC=$3K DELL=$6K IKEA=$22K PEN FED PCR=$15K PEN FED VS=$15K PAYPAL CREDIT=$10K PNC POINTS=$17K PNC CASH REWARDS= $17K PNC POINTS=$17K NAVY FED FS=$30K MACY'S AMEX=$25K FNBO=$13.1K HUNTINGTON VOICE REWARDS=$7.6K NAVY FED PLATINUM=$25K APPLE CARD=$4.5K MY GMC REWARDS=$6.5K PENFED PLOC=$5K ASPIRATION ZERO=$11.3K SECU VS=$5K LANGLEY VS=$15K WALGREENS MASTERCARD=$10K ALLIANT CASH BACK VS=$10K FIDELITY REWARDS VS=$4K HUNTINGTON VOICE PLATINUM=$5.4K GEMINI=$3K DCU PLATINUM VISA=$10K BMO HARRIS CASH BACK=$9.5K US BANK CASH PLUS=$5K FIRST MERCHANTS BANK MCP=$16K

TCL=$513.5K
Message 16 of 22
Namaste7
Established Contributor

Re: What’s the highest CLI you’ve received?

I experienced the largest CLI and overall CL growth with BofA.
~~MMXX~~
2022 PF Goal$
2023 PF Goal$
I love five-digit credit card approvals, SP CLIs, and big rewards
Message 17 of 22
Hut1
Established Contributor

Re: What’s the highest CLI you’ve received?


@Namaste7 wrote:
I experienced the largest CLI and overall CL growth with BofA.

@Namaste7 How much was the increase if I may ask? 






Message 18 of 22
NoMoreE46
Community Leader
Valued Contributor

Re: What’s the highest CLI you’ve received?

Chase Prime auto increased 242% from $6000 to $20500 last month. 

 

Lowes card  (AU) dollar wise at $22000.  $13000 to $35000 in the spring of 2021.

Message 19 of 22
jojo79
Contributor

Re: What’s the highest CLI you’ve received?

My biggest jumps were from Sync and BoA

Sam's WEMC - $10K to 20K in one shot last year

BoA - 10K jump in 2021 and then back-to-back $8K increases late 2022 and last month.

Message 20 of 22
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