cancel
Showing results for 
Search instead for 
Did you mean: 

What's the highest limit you've had with discover?

tag
SUPERSQUID
Valued Contributor

Re: What's the highest limit you've had with discover?

On my rebuild Discover was my first good card 3k sl 1 1/2 years post bk7 dc. at 9 months they denied my cli request. at 13 months post they gave me card number 2 at 6k sl

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 11 of 25
maxchurn
Valued Member

Re: What's the highest limit you've had with discover?

They started me at 11K a year ago, i'm at 18K now.

Message 12 of 25
AwsiDooger
New Contributor

Re: What's the highest limit you've had with discover?

Currently $21,000. I believe that is my second highest, behind a Capital One card. 

 

As I've mentioned, I'm greeted with wild variation from one company to the next, based on my gambling background/income and no credit history until into my 40s. I've been with Discover for 8 years. For whatever reason they started me relatively high, somewhere in the $8000 range, then continued to add to it. 

 

Right now they are badgering me with a balance transfer offer. One mailer and email after another. I always get a credit limit boost after paying them off. It's been a few years since I used one on Discover. Their system must be going on tilt wondering why I stopped. I used several back to back before halting. 

Message 13 of 25
SSMac
New Member

Re: What's the highest limit you've had with discover?

$6k, about average for my profile. Not a super high income, spend or util. Just got some CLIs and other higher limit cards, I'm optimistic that once those have aged a bit and I give Disco a little love they'll bump me up a bit more

Message 14 of 25
cws-21
Established Contributor

Re: What's the highest limit you've had with discover?

My wife, just this week, got a credit limit increase that brought her Discover It card to $34,000.

Message 15 of 25
shane1978
Regular Contributor

Re: What's the highest limit you've had with discover?

I'm currently at $44,300.  Started back in 2006 with $700.  Been a long road.

Message 16 of 25
Legal_Girl
Frequent Contributor

Re: What's the highest limit you've had with discover?

Discover IT = $20,500 & Discover IT Chrome $13,000 currently.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778 /Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $5,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Capital One Savor $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $31,000 / Discover IT Chrome $21,500 / Citi DC $10,500 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Strata $14,500/ Care Credit $18k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 17 of 25
MarkintheHV
Frequent Contributor

Re: What's the highest limit you've had with discover?

5k with no CLI....Discover hates me Smiley Wink

Active Cards In My Wallet: AmEx BCP - 70k | NFCU Flagship Visa - 80k | Citi CCR - 44k | AmEx Delta Reserve Biz - 13k
Inactive Cards: Citi AA World MC - 21k | Discover IT - 10k
Message 18 of 25
CashOutReFi
Contributor

Re: What's the highest limit you've had with discover?

Personally, $5,400. 

A family member had a limit of $10k back in the mid-2000's.

Unfortunately these are all the data points I've actually witnessed firsthand. 

 

 

Message 19 of 25
blossom_rebuilding
Regular Contributor

Re: What's the highest limit you've had with discover?

Current Discover limit high is $24,000. Started at $5,500 around 2017. Auto increases were more frequent earlier on, but they've also been pretty generous when I hit the luv button. This card has always been one of my highest limit cards (goes back and forth with PNC Core; they're tied at the moment), probably because it's my daily driver most of the time. It gets lots of swipes that they likely want to keep coming.





Message 20 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.