My girlfriend has been an AU on her moms Citi TYP card (30,000 CL) for a little over a year now. She checked her CK score about 4 months ago and nothing came up. However for kicks and giggles she applied for Barclay a month ago and was instantly approved for a 3,000 CL. Checked CK Saturday, she has a 744 score. It blew me away. So we went to a couple pre-approval sites for kicks and giggles. Chase, she was recommended 4 different cards, applied for Freedom and was auto approved for 2,500. All other sites, AMEX, Bank of America, US Bank, etc she wasn't pre-approved.
After all this, I talked her into purchasing a myFICO scorewatch, however it said she had no EQ data, and to try again later. I am thinking TU is generous with AU's, but the other 2 CB's aren't so generous.
myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
