What's your Cash+ limit, and how did you get there?

[Blodreina]

What's your Cash+ limit, and how did you get there?  For example, is your current limit your starting limit?  SP increase?  Auto increase?

[galahad15]

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@Blodreina wrote:

What's your Cash+ limit, and how did you get there?  For example, is your current limit your starting limit?  SP increase?  Auto increase?

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My total combined Cash+ limit between 2 cards is $28k.  The path I took to get the current CL is that when I apped for my first Cash+ card and even though I had 800+ scores, US Bank only approved me initially for a SL of $500.  About a year later, I received a mail-based, pre-approved invite for another Cash+ card, which I applied for...this time around, US Bank approved me for a SL of $22k.  Over time, US Bank increased my CL of my first Cash+ card to $2k (no HP), and then to 4k (with HP).  The second Cash+ received a CLI to $24k (no HP)

[K-in-Boston]

Apped in October, card arrived with a shockingly low $500 starting line.  Spoke to underwriting and it was at $15,000 the next day.

[Anonymous]

I got a card starting at $14K I think, and then a joint one at $15K, and they both got an auto $4-5K CLI after a few years.   But, like the Freedom, no real need for a high CL on this card, max "good" rewards are on $2k spend a quarter......

[Anonymous]

Started at 6k 4 years ago. Now at 18k all through periodic auto-increases.

[Kforce]

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@Anonymous wrote:

I got a card starting at $14K I think, and then a joint one at $15K, and they both got an auto $4-5K CLI after a few years.   But, like the Freedom, no real need for a high CL on this card, max "good" rewards are on $2k spend a quarter......

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+1,  It has a cap on the 5% for 2,000 per quarter, <700 per month. Not a card requiring a high CL.

Had  845 Ficos, excellent credit file,  good income and received a starting CL of 5000.  Three years later it is now 15,000.  All were offers from US-Bank with no asking or  prodding from my end.  Average spend is just below the cap per quarter.

[Schwartzinator]

Started at $300, recieved an auto increase to $550, requested an increase to $1500 and then another to $5000. It’s been sitting there for about a year and a half now.

[Anonymous]

I only need 7000.00; I didn't request for much.

[Anonymous]

Approved for 10k with an 825 score.
Called in asked for 20k countered with 15k

About 8 months old, Just applied and approved for cash rewards world elite business mc for 17k

[UncleB]

I got my Cash+ back in December.  Due to all the reports of people with higher incomes and scores getting $500 credit lines I was expecting the same, but I 'lucked out' and was assigned $7500.

I'm making payments of $200-$300 each month to cover new charges, but I'm also carrying a small balance (~$600) due to the 0% promo so I don't know if I'll get an auto-CLI anytime soon or not.  In any case I'm pleased with the current limit and won't be taking a HP to get more.