cancel
Showing results for 
Search instead for 
Did you mean: 

What's your Cash+ limit, and how did you get there?

tag
GeorgiaBulldog
Regular Contributor

Re: What's your Cash+ limit, and how did you get there?

Started at a whopping $300 despite me having at least three $10k+ lines at the time.  SP CLI requested up to $1800.  Might try another $1500 increase with the old CLI request form soon.

Favorite cards: AMEX Morgan Stanley Platinum | BofA Atmos Summit | Chase Hyatt | Citi AA Executive | FNBO Amtrak
Message 11 of 16
imaximous
Valued Contributor

Re: What's your Cash+ limit, and how did you get there?

Starting and current limit of $5k. Got the card about 4 months ago, and requested a CLI to $10k upon approval.
CLI was denied due to too many new accounts and inquiries. Sufficient credit, etc.
I kinda knew the CLI would be denied because I was approved for the card after second review to begin with.
Message 12 of 16
Anonymous
Not applicable

Re: What's your Cash+ limit, and how did you get there?

My 3 rd statement is getting ready to cut and my sl was 5000 and that’s where it sits. Didn’t want to jinx the sl and ask for cli at time of approval
Message 13 of 16
Appleman
Valued Contributor

Re: What's your Cash+ limit, and how did you get there?

US Bank initially had my car loan. I opened a checking account with them.

Applied for their AMEX flex card and approved for $5k.

After 6 months plus received a $2,500 increase to $7,500.

 

I was given an offer for a LOC and received $8,000. Finally, 2 years after paying on the auto loan I applied for the Cash+ card and received a SL of $10,000. One of my favorite cards with 5% for utilities and cell phone bills.

 

It does seem once you are in, they are willing to approve products.

Message 14 of 16
Anonymous
Not applicable

Re: What's your Cash+ limit, and how did you get there?

I've had my Cash+ card for about 15 months now.   When my credit score was in the low 600's.   I shockingly got a $5500 limit right off the bat.       Heck, I was shocked to even get the preapproval.  

 

I haven't tried to get an increase.   Mostly because I was scared the $5500 was a mistake and they would figure it out - Ha.    For almost a year the credit limit line was blank.     I also had a secured card with them for 3+ years and it still wasn't graduating.   I just finally got it gradutated and an increase of $1500 CL.   Adding to me worry that they made a mistake.

 

My score is now in the high 600's (a few points from 700).   I might try for an increase in the fall after a few baddies and inquires fall off and my new Discover has some history posting.

Message 15 of 16
Peteyglad
Established Contributor

Re: What's your Cash+ limit, and how did you get there?

Mine started out at 8.5k several years ago .I have since been invited to try a SP CLI twice, roughly 18 months apart .Each time was a 5k increase to my current limit of 18.5k .if all holds true I should expect another invite in a couple months .

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.