What’s your current daily driver?

[FICOnoob2020]

CFU @ 3% during the first year until/if I hit 20k spend, then PPMC and Citi DC will take over at 2% apiece until Apple Pay becomes ubiquitous and I cease to carry a wallet.

[jwa77]

i'm still on the 3x gravy train too, but it looks like i'm at 8 months and already at 17k.   so...my guess is that gravy train is coming to an end... boo.  I with Chase would increase the FU to 2x

[Anonymous]

I know I posted here some months ago, but I've acquired more cards since then...

I have a minimum spend to make on my AMEX Cash Magnet, so I use it a lot. It's got 1.5% off everything anyway, so I'll probably always use it a lot. 

• With that said, my most oft-used card will most often be my Navy AMEX (3% off gas and groceries, and the lowest APR among all my cards).
• Navy MC Cash Rewards will also be up there (1.5% off and also a comparatively low APR).
• Discover IT for category spend.
• Citizens MC for general spending since it gives 1.8% (but it also has a higher APR than the others, so I won't put a lot on it lest I have to carry a balance).
• Walmart store card for anything Walmart since it's 5% off.
• Shell gas card for gas since it's approx 5% off around here.