What's your problem GE?!?!?!

[Longroad]

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@Creditaddict wrote:

have you called credit solutions and tried for a huge CLI?

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I did on Sam's about 2 weeks ago......got NOTTA, no counter, no nothing. Like I said, if there were an AF involved would have already cancelled. I am more interested in working with and giving business to the issuers who apparently value my business. 

[maiden_girl]

GE only issues CLIs after the 4th statement. And when I say 4th statement...I mean you have to have activity and statements being generated.

[Creditaddict]

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@Longroad wrote:

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@Creditaddict wrote:

have you called credit solutions and tried for a huge CLI?

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I did on Sam's about 2 weeks ago......got NOTTA, no counter, no nothing. Like I said, if there were an AF involved would have already cancelled. I am more interested in working with and giving business to the issuers who apparently value my business. 

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I have not had much luck either but I have settled GE accounts in the past so it makes a little more sense then looking at your portfolio!

try another rep!

[Longroad]

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@maiden_girl wrote:

GE only issues CLIs after the 4th statement. And when I say 4th statement...I mean you have to have activity and statements being generated.

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Had 5 statements on both. Won't have the 6th this month due to PIF for impending apps. 

[yudeology101]

AFAIK, you can request for CLI every 4 months and despite heavy usage or not for all GECRB cards.  It seems like you've received a CLI on your Wally card...when was it? It'll be 4 months after your last CLI so, you may want to double check the last date of your Wally's CLI.   For Sam's Club, I would call credit solutions.  My TJX has been following its 4 month CLI rule exactly as stated in other threads.  My usage has been up & down-  there has been a number of months w/ under $50 balance & PIF and some months no usage at all.  My CLI pattern is as follows:  End of June 2013: $200 approved/ Nov 13' CLI to $750/ Mar 14' to $1550

[starry1]

Ge wouldn't even give me a shot for a long time, now mine are growing pretty nicely.

[maiden_girl]

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@Longroad wrote:

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@maiden_girl wrote:

GE only issues CLIs after the 4th statement. And when I say 4th statement...I mean you have to have activity and statements being generated.

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Had 5 statements on both. Won't have the 6th this month due to PIF for impending apps. 

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How old is your GE account? It sounds relatively new. GE has started CLDing high limit accounts and cutting back on issuing out excessive limits so soon and abuse of credit solutions. I'd wait it out and let the account age.

[mrlh1980]

There is nothing wrong with GE. I went from December 2013 1,000.00$ to March 2014 5,000.00$ on Amazon with using only 500.00$ if that. Lowe's January 2014 500.00$ to March 2014 10,000.00$ only using it once for 22.00$ and (which I forgot I had) PayPay smart connect March 2010 1,500.00$ to March 2014 5,000.00$ last usage was April 2013. Keep in mind you need a good Transunion score and low utilization when asking for limits. I will also say I was approve for Sam's store card on April 4, 2014 for only 1,237.00$ (ha ha I know odd number) and I asked for an increase to 15,000.00$ on April 21, 2014. I was denied only reason was "Need to establish a 1 month payment history at your current credit line" At the time I asked my Transunion score was 763 and 2% utilization. So, I know it has much to do with it not reporting the first payment yet. After next month of reporting I will get the 10,000.00$ to 15,000.00$ limit I want. GE is actually very easy to deal with.

[maiden_girl]

Yea GE is one of those banks. I've had my Wally Discover card with them for 2 years and my CLs literally went like this...started with 1,000>>1,500>>2,000>>3,000. It stopped at 3k and I have much higher limit cards. I don't even use my Wally card anymore so meh...I just keep it around for the free FICO.

[B335is]

I know 4 statements is the rule of thumb for many people but I've been granted a higher limit on activation for two accounts. One was very recent, by calling Credit Solutions so yes it is definitely YMMV.

OP if Credit Solutions denied your request 2 weeks ago I would ask again in a couple of weeks.