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What the heck is going on with Synchrony?

tag
masscredit
Senior Contributor

Re: What the heck is going on with Synchrony?

I had the Update Income screen pop up when I logged in last weekend. I entered it and contined. 

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 791 of 876
Anonymous
Not applicable

Re: What the heck is going on with Synchrony?

I have an Amazon and Sams card and I have been updating when asked. DH has Lowe's Marvel Ebates and Amazon and he has been updating as well with no problems. He also got an auto increase on his ebates soon afterwards.
Message 792 of 876
baller4life
Super Contributor

Re: What the heck is going on with Synchrony?

Ok thanks guys for letting me know. Guess I'll update next time.
Message 793 of 876
Loquat
Moderator Emeritus

Re: What the heck is going on with Synchrony?


@baller4life wrote:
I just don't want to trigger the stupid blue envelopes by updating my income! Uggghh! 😞

I've received the pop-up on many occasions long before this fear of being shut down every came about.  I update when it pops up and carry on. 

Message 794 of 876
baller4life
Super Contributor

Re: What the heck is going on with Synchrony?

Thx Loquat. That was my first time. Just wanted to check with you all first!
Message 795 of 876
Imperfectfuture
Super Contributor

Re: What the heck is going on with Synchrony?


@baller4life wrote:

Received update income notice on Walmart account when I logged in just now. I chose the "Maybe Later" option lol. And was able to go into my account like normal. Are you guys getting this as well? Are you updating or ignoring? I am really trying to stay under the radar with these guys.


I only use iPad, so gives me mobile site.  Never income question there.  Though it has not changed much since my cli.  I will occasionally do the volunteer update via interface, but if using mobile, they do not ask (the only time I switched to regular, they asked :-)).

Signature needs updating
Message 796 of 876
CreditMagic7
Mega Contributor

Re: What the heck is going on with Synchrony?

Also check your TU SP's.

 

I haven't really gave this much attention but pouring over my newest report I see where except for in May  & July that they were checking up (2) times per month

 

I don't know if that is just routine softing or else part of their scanning for potential purges but might be of some interest to some.

 

Already did the updating ordeal a couple of months ago, so I suppose that's good for them for at least a year or so.

 

I honestly though don't remember being softed so often like this showing up on the TU report the entire year.

Message 797 of 876
UncleB
Credit Mentor

Re: What the heck is going on with Synchrony?

I've received the 'update income' message as well... in my case it was shortly after they rolled out the updated website.  I assumed (perhaps wrongly) that the update request was part of the new rollout; in any case I did update my info... or rather, I re-confirmed the information they already have.  Smiley Happy

 

I'm really looking forward to things settling down with Synchrony (assuming that will happen)... in the past I always used my Synch cards confidently, whereas now I always feel like I need to be looking over my shoulder.  Smiley Sad

Message 798 of 876
damac2004
New Contributor

Re: What the heck is going on with Synchrony?

just came across this thread.  i have had my carecredit and summit racing card sitting and payed off almost a year ago.  summit card has automatically raised cli more than once.  carecredit no.  i just logged in and saw need updates message for income on each so i filled it out.  a month or two ago i got a letter from carecredit that they were going to be giving me a new mastercard i think?  if so i  could then throw them into the rotation for use and if the promo periods are extended based on purchase price that could possibly be better than store cards as far as the no interest periods.  not sure when i will need the summit card but i guess i should use it once in a while.  i don't really see a need to get more cards.

 

how do they work for cli these days?  i see they want you to call into a phone system now to request one, is it a soft or hard pull?

Message 799 of 876
AverageJoesCredit
Legendary Contributor

Re: What the heck is going on with Synchrony?

Normally if the card is backed by Synchrony Financial like Care Credit it would hp for cli but there have been recent posters getting clis for this card via sp. Congrats on getting the mastercard upgrade. I know some are very interested in that one. Not too dure of your other card.
Message 800 of 876
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