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What to do with Arrival+?

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Scupra
Super Contributor

Re: What to do with Arrival+?

Same dilemma.. I really like my Arrival+ card, the upcoming changes are a real bummer.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 21 of 28
Jaylima91
Established Contributor

Re: What to do with Arrival+?

How is Capital One with the Venture approvals? Are they still triple pull? I cancelled my QS1 about 8 months ago. I don't know if they would still want my business. I don't know what their leniency is on SL
Message 22 of 28
Anonymous
Not applicable

Re: What to do with Arrival+?


@Jaylima91 wrote:
How is Capital One with the Venture approvals? Are they still triple pull? I cancelled my QS1 about 8 months ago. I don't know if they would still want my business. I don't know what their leniency is on SL

Yes still triple pulls, but the SL on the Venture is worth it. Check their pre-qualifier first, if the Venture (not Venture One) comes up for you, go for it!

Message 23 of 28
Jaylima91
Established Contributor

Re: What to do with Arrival+?

Nothing comes up for me on the Prequalifier. Maybe I should wait. I don't really want to apply for more credit anyway. I'm currently at my sweet spot with what I have now. I just have to figure out whether or not to keep the Arrival+. After further reviewing the changes, it really isn't a make or break for me. The 5% sucks but oh well. That's not why I want the arrival to begin with. The 10,000 miles minimum is probably the worst change for me, although I have yet to use any miles for a travel charge under $100. I have to look at all my options
Message 24 of 28
heyitsyeh
Frequent Contributor

Re: What to do with Arrival+?


@Scupra wrote:

Same dilemma.. I really like my Arrival+ card, the upcoming changes are a real bummer.


What changes?

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 25 of 28
morgacj2004
Valued Contributor

Re: What to do with Arrival+?

There seems to be a lot of changes coming up for this card. I would hold onto it awhile longer. Req an AF waiver if your fee is renewal is coming up soon!.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 26 of 28
Scupra
Super Contributor

Re: What to do with Arrival+?


@heyitsyeh wrote:

@Scupra wrote:

Same dilemma.. I really like my Arrival+ card, the upcoming changes are a real bummer.


What changes?


http://millionmilesecrets.com/2015/07/02/bad-news-for-barclaycard-arrival-plus-cardholders/

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 27 of 28
morgacj2004
Valued Contributor

Re: What to do with Arrival+?

Right now BC has put a hold on any new Arrivals and Arrivals + applications as they are re-working the card. You may want to wait and see what changes are coming. There was a very detailed thread  about this issue approx a week ago. Search My Fico and you should get some addl info regarding the proposed changes.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 28 of 28
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