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What was you first 2k+ limit card?

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Themanwhocan
Senior Contributor

Re: What was you first 2k+ limit card?

I got a $1000 secured card from US Bank Jan 2012, in Jan 2013 I asked for a Platinum card, and was granted $8,500.

 

2.5 month later I asked for another US Bank card and was granted $6,500. I have since PC'd them both into Cash+ cards Smiley Wink





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 21 of 54
Tuxedo77
Contributor

Re: What was you first 2k+ limit card?


@Themanwhocan wrote:

I got a $1000 secured card from US Bank Jan 2012, in Jan 2013 I asked for a Platinum card, and was granted $8,500.

 

2.5 month later I asked for another US Bank card and was granted $6,500. I have since PC'd them both into Cash+ cards Smiley Wink


Friggin sweet! USBank uses that 4th CRA I hear. I may get the stones to app there in a year. Smiley Very Happy

AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Message 22 of 54
Elcid89
Contributor

Re: What was you first 2k+ limit card?

LOL, Chemical Bank, back in the early 1980s.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 23 of 54
wHiTeSoL
Valued Contributor

Re: What was you first 2k+ limit card?

Since I don't count the Best Buy Joint Account, AMEX Delta Gold!!! Smiley Happy

Message 24 of 54
Themanwhocan
Senior Contributor

Re: What was you first 2k+ limit card?


@Tuxedo77 wrote:

@Themanwhocan wrote:

I got a $1000 secured card from US Bank Jan 2012, in Jan 2013 I asked for a Platinum card, and was granted $8,500.

 

2.5 month later I asked for another US Bank card and was granted $6,500. I have since PC'd them both into Cash+ cards Smiley Wink


Friggin sweet! USBank uses that 4th CRA I hear. I may get the stones to app there in a year. Smiley Very Happy


US Bank used Equifax both times. I did try for a CLI in July which was denied (I think the second card application counted as getting more credit, so I wasn't eligible for even more credit via a CLI) and the CLI attempt pulled TU. YMMV.

 

Actually to be more precise, the CLI attempt was denied with no HP and a explanation I didn't understand, so I called and the CSR didn't understand either, so we put in a request for review with a HP. And then it was denied the second time... Still, 15K total credit from US Bank plus 2 PC's to Cash+ all in the first half of 2013, hey I have no complaints here AT ALL....





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 25 of 54
KIPPIE12
Established Contributor

Re: What was you first 2k+ limit card?

My first was back in 1983 with Citi Choice card. Starting CL was 2.5k, and Bank of New York starting CL 4.1k.  I can't believe i still remember all that!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 26 of 54
Anonymous
Not applicable

Re: What was you first 2k+ limit card?

My USAA MC jumped from $1,500 to $3,000 a few years back - first card to ever break $2,000. I was ecstatic and yet didn't go on a shopping spree at the same time (goodness) Smiley LOL Then during the 2008 economic downturn, they slashed my limit back down to $1,500.

Message 27 of 54
Anonymous
Not applicable

Re: What was you first 2k+ limit card?

First card to break 2k was my Discover It Smiley Happy
also was my very first cc Smiley Happy
Message 28 of 54
Tuxedo77
Contributor

Re: What was you first 2k+ limit card?


@Anonymous wrote:
First card to break 2k was my Discover It Smiley Happy
also was my very first cc Smiley Happy

One of my first 'real' cards. I got approved for 1.5K and I love it, but I fear my other cards will get neglected.Man LOL

AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Message 29 of 54
Alkalinem0n0
Contributor

Re: What was you first 2k+ limit card?

9 months my BofA 99/500 graduated to a 5k cash rewards then the month after I applied and was approved for BofA travel rewards 2.6k, Amex Gold Skymiles 2.5k and Amex Green NPSL. I feel I'm in a great position 11 months into my credit journey!
BofA Cash Rewards 16 k|BofA Travel Rewards 10k|Gold Delta SkyMiles American Express 32k|Discover IT 7k|Chase Freedom 10k
Message 30 of 54
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