Re: What was you first 2k+ limit card?

cschick · ‎08-18-2013

Amex BCE after 4ish years of perfect payment history on my discover student more(750 cl) which quickly grew to match amex. That 40k/year income boost from graduating and getting a real job really does nice things to limits

FICO: 782(Ex, AMEX 8/12), Mortgage Pull(3.0%, 5/1 ARM from Local CU 2/2013): 725(EX), 757(TU), 772(EQ); 775(EX, Amex 8/14)
Cards: Amex BCE(10300), Discover(7000), Target (1000), PenFed Platinum Rewards Visa (8500), Chase Freedom(5000), Barclay Arrival+ (10000), Amex HHonors Surpass(11,800)
App'd: Barclay & Hhonors Surpass Aug 2014, PenFed & Freedom Feb 2013, Amex & Target Jul 2012, Discover Feb 2008 Gardening til ???
Goals: TBD, possibly a mortgage refi to a fixed rate or better adjustable

Anonymous · ‎08-18-2013

My first was a 5k Capital One card (mailed offer) when I was 18. It was some lame "rewards" card that I changed to the VentureOne a while ago.

Anonymous · ‎08-18-2013

Citi card. Gave me 4K after only having my credit union card for 2 years at measly $250 limit. Man, I thought I had hit gold!!!!

Brusilov · ‎08-18-2013

NFCU started me with a $5,000 limit when my largest tradeline at the time was $900 (secured), I think. They're still my largest tradeline now sitting at $15,000 (+15,000 for NavChek). Love them!

Swapmeet · ‎08-18-2013

My initial CL on my usaa platinum cash rewards master card was 3,500, which was sadly my first real revolver -- just this past November. My credit has been on a wild ride since then.... When I found myfico my credit scores were in the 560s (sept or oct of 2012) now my game is elevated a bit.

My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

JonStur · ‎08-18-2013

Mine was Cap1. while rebuilding after a messy divorce...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

_jb_ · ‎08-18-2013

My first CC was a Capital One card that went from $500 to $1500 over a couple of years. No more CCs for several more years, and then applied for an NFCU Cash Rewards card. They hit me with a $25,000 CL. Needless to say, I was shocked.

Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17

maiden_girl · ‎08-18-2013

My first 2k card was Chase when I applied and they approved me for 3k out the door. I now have 4.8k CL with them and my account hasn't even hit a year yet. It pays to have a banking relationship for 4 years prior to applying.

As of 2017, rebuilding...

GreatCreditFor2012 · ‎08-18-2013

My First $2000 Credit Card came 2+ Years into my Credit History. Us Bank gave me a Platinum Card.

GreatCreditFor2012 · ‎08-18-2013

Before that my Highest Card was a $1250 FingerHut Account and a $750 Cap One Credit Card.

What was you first 2k+ limit card?

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