What would you do about this (best Buy)

[Anonymous]

I want to get a best buy store card. I went thru the pre approval and was not approved. I was approved for a HSBC card. If I was to open an HSBC card and wait say 6months or so do you think that then I might have a chance at BB?

Any Input would be great.   

I have the following cards, cashrewards $6000, Flagship $1000, Berkeley (priceline) $1000 Lowes $500 Walmart $900 JcPenneys $800 and 2 FP cards one for $575 and other $475.     Perfect credit for the last two years.  Scores I have never pulled

[Anonymous]

I would recommend pulling your scores to just see where you stand. I jsut got a best buy card with my EX score of 698.

[BabyBlue]

+1

[Anonymous]

Which HSBC card were you approved for?

[Anonymous]

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@Anonymous wrote:

I would recommend pulling your scores to just see where you stand. I jsut got a best buy card with my EX score of 698.

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+1

You really should pull your scores.  And there's lots of help for you on these boards to tweak them higher once we know what's going on with them.

[Anonymous]

You can have mine. Highest prices in the electronics business and highest interest in the credit card business.

[tianapb725]

They definitely have the highest interest rate, but they run really good promos.  Right now it's 18 months no interest, when I bought my TV, it was 24 months.

I did however just pay off my BB Card, which had a balance of $2500 and it was such a great feeling!

[DrSmoke]

I have a feeling that when you apply for the BB card in 6 months, you will get rejected for having too many HSBC accounts open. At least that has been my experience in a simular situation...but I forget the store at this time.

[Anonymous]

At this time I do not have any HSBC accounts.

[Breakthecycle2]

I just got a Best Buy store card with a fico of 645ish. I also have an Orchard card that i have had for over year. I also had a charge off that is paid.