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Anyone used SM to ask for APR reduction? How long have you held the card when you asked them?![]()
I've never seen Chase lower APR on a credit card. I tried and the CSR politely shooed me away.







In about 1 month I will try to upgrade my Freedom to Siggy and of course try to lower APR (22,99%) at the same time....not expecting anything but hope dies last
....Chase is by far my highest APR and the result of an app spree....my own fault...lesson learnt!