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When did you app for a CC with NFCU?

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Siopao
Regular Contributor

When did you app for a CC with NFCU?

I just opened an account with NFCU last week.  I was wondering how long did you guys/gals wait until you app'd for a CC with NFCU?  Also, did you app for a NavCheck at the same time?  How much money did you transfer into your account before app'ing?  

 

Thanks in advance!

Message 1 of 14
13 REPLIES 13
Rhaeny
Valued Contributor

Re: When did you app for a CC with NFCU?

I app'd as soon as I was able to open the account (back at xmas).  I only did the CC then and I just app'd for a CLI and the NavCheck two weeks ago.  So not quite 3 months did I wait after opening to apply for the CLI and Navcheck.

 

As for the amount of money....I think I have 10 bucks in the savings and 30 bucks in the checking that I just leave in there.  I don't do my primary banking with them.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 2 of 14
webhopper
Moderator Emeritus

Re: When did you app for a CC with NFCU?

I apped for the CC after receiving my online access and seeing the pre approval banner. That was in march 2012.
I apped for navcheck in Sept 2012.
FICO 8:
Goal: Gardening!
Message 3 of 14
calihlove75
Established Contributor

Re: When did you app for a CC with NFCU?

I app'ed the next day after membership. I only had $5 deposited for the membership.

 

I wish NFCU had branches close by me.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 4 of 14
Siopao
Regular Contributor

Re: When did you app for a CC with NFCU?

Thanks all!

 

I'm still getting my util down which should be <9% by next month.  So I'll app with  them then.  

 


@calihlove75 wrote:

I app'ed the next day after membership. I only had $5 deposited for the membership.

 

I wish NFCU had branches close by me.


Yeah, I feel the same.  I would love to make them my main bank.

Message 5 of 14
Goal850
Regular Contributor

Re: When did you app for a CC with NFCU?

About 20 mins after joining (on the phone), I went into the branch to fund the account and applied for the card, instantly approved for 7k.

Message 6 of 14
mojobones89
Contributor

Re: When did you app for a CC with NFCU?

called on the phone,opened my checking/saving,then applied for the CC right after without even having the min. 5$ deposit

Message 7 of 14
jdirilo
Frequent Contributor

Re: When did you app for a CC with NFCU?

Same day that I opened my account. And I also.keep about $8 total in checking and savings. No branch close to me either
Message 8 of 14
j_casteel
Valued Contributor

Re: When did you app for a CC with NFCU?

As soon as I had online access and seen the pop up for the cashRewards card.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 14
Siopao
Regular Contributor

Re: When did you app for a CC with NFCU?


@j_casteel wrote:

As soon as I had online access and seen the pop up for the cashRewards card.


Darn!  I haven't seen the popup for me yet. 

Message 10 of 14
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