Congrats on the new Discover card. They're a very good company to deal with. I'm just curious though... how many INQs do you have on your reports? I've read a lot of your posts and it seems you apply for credit a lot.
They pulled TU for me. 1 Inq and scores around 720. It is the last major card that I never had. Now my card collection is complete.
I applied on 10/15/08 for Discover More, and it was on all my reports for October 2008. Since EQ and EX show the month, they show 10/1, but TU shows the actual day of 10/15.
I requested a CLI on the phone option 10/10/09 and I was so excited they went from $8 to $10K. Then they took until December to report it.
Very often it is on your CR before you even get the card.
They seem to vary on who they pull, TU and EQ. And this doesn't appear to be location dependent, because I was pulled TU, but family in my same town had EQ pulled.
CONGRATS concord on the new acquisition and completing your collection
When does Discover reports new card to CRA's? I know GE backed cards report right after the approval. Does any one know when Discover might report new cards to CRA's?
DFS reports your new account to the CBR's sometime between the issuance of your account number and the production of the plastic card, i.e. immediately after your approval.
I thought I read on here that Discover might take up to two months. Best Buy (HSBC) has appeared on EX today and I was just approved about 5 days ago. I hvent received my card yet, thats kind of quick isn't it? I hope Discover takes a little longer because I'm still waiting to app one more card and I know the new accounts will hurt me