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jenkins wrote:Should i pay my balance in full the day before its due or the day before the statement cycle? Basically what i did last month was paid everything i would have paid with my bank debit card and PIF the day before the due date but it seems that orchard is not reporting to the CRA's. Anyway, which way of PIF would give me better results with increasing my score.
For max FICO points in the utilization scoring category, have your revolving accounts reporting balances of 1-9 % of their credit limits.
jenkins wrote:
Should i pay my balance in full the day before its due or the day before the statement cycle? Basically what i did last month was paid everything i would have paid with my bank debit card and PIF the day before the due date but it seems that orchard is not reporting to the CRA's. Anyway, which way of PIF would give me better results with increasing my score.