When travel, not needed to let CC know if you already have CHIP...

[Anonymous]

Hi all!

I'm going on my first ever out of country trip (Mexico via cruise) for our Honeymoon next week.

I called a couple credit card companies the one I will use the cards to to let them know I will be traveling to this and that ports, etc...I was surprised to learn that you do not need to let them know IF you have chip in your card!

Nonetheless, I told them, still! I want to let them know regardless cuz I would have hard time calling back LOL!

Cheers!

CAMailman

[Anonymous]

Congrats on your honeymoon.

For my most recent trip, ALL my cards had a place online that allowed me to enter my destination and the dates I'll be travelling. I can only imagine being stuck somewhere foreign with no local currency and my cards not working!

[Anonymous]

Enhorabuena!
Disfruta de tu vieja.

[Anonymous]

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@Anonymous wrote:

Hi all!

I'm going on my first ever out of country trip (Mexico via cruise) for our Honeymoon next week.

I called a couple credit card companies the one I will use the cards to to let them know I will be traveling to this and that ports, etc...I was surprised to learn that you do not need to let them know IF you have chip in your card!

Nonetheless, I told them, still! I want to let them know regardless cuz I would have hard time calling back LOL!

Cheers!

CAMailman

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The catch is, this only really works if at least one of the places you will be using the card has a chip reader to allow the CCC to confirm the physical presence of the card and you.  This is not a problem in Europe, but I'm not sure if Mexico has upgraded to chip readers as thoroughly yet...It would be interesting to find out! (please post your findings!)

[Scupra]

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@Anonymous wrote:

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@Anonymous wrote:

Hi all!

I'm going on my first ever out of country trip (Mexico via cruise) for our Honeymoon next week.

I called a couple credit card companies the one I will use the cards to to let them know I will be traveling to this and that ports, etc...I was surprised to learn that you do not need to let them know IF you have chip in your card!

Nonetheless, I told them, still! I want to let them know regardless cuz I would have hard time calling back LOL!

Cheers!

CAMailman

---

The catch is, this only really works if at least one of the places you will be using the card has a chip reader to allow the CCC to confirm the physical presence of the card and you.  This is not a problem in Europe, but I'm not sure if Mexico has upgraded to chip readers as thoroughly yet...It would be interesting to find out! (please post your findings!)

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When I was in Cancun a year ago most places were changed over. Will probably depend on where you are though

[Anonymous]

It really depends. For instance, I know people who have to notify their banks when they're traveling out of state, never mind out of the country.

For me, I've noticed that AmEx goes off of hotel/airline reservations you make with the card and doesn't let you submit a travel notification yourself. I notify for my other cards for international travel (even though they're all chipped) mostly for peace of mind, but I've never had to do it for domestic travel.

[Anonymous]

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@Anonymous wrote:

It really depends. For instance, I know people who have to notify their banks when they're traveling out of state, never mind out of the country.

For me, I've noticed that AmEx goes off of hotel/airline reservations you make with the card and doesn't let you submit a travel notification yourself. I notify for my other cards for international travel (even though they're all chipped) mostly for peace of mind, but I've never had to do it for domestic travel.

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Before I condemned them to burn in the firey hell of my bankruptcy, I would regularly get flagged by Citi for buying something in the neighboring state I happen to live right on the border of.  It really depends on the CCC and their security procedures

[Anonymous]

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@Anonymous wrote:
Enhorabuena!
Disfruta de tu vieja.

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Gracias y lo haremos! (english for Thank you, we will!) 

[Anonymous]

I think it depends on the product. I have both a Citi DC & a Citi TYP. This past Feb my bros & I went to New Orleans for Mardi Gras & I had different experiences for both. I used my TYP to buy a fast food meal as soon as I arrived & I had no problems. I then tried to use my DC to buy snacks at a c-store & the transaction was blocked, I immediately got a text asking if the purchase was legit. My DC wasn't unfrozen until I texted back that it was OK.

[Anonymous]

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@Scupra wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Hi all!

I'm going on my first ever out of country trip (Mexico via cruise) for our Honeymoon next week.

I called a couple credit card companies the one I will use the cards to to let them know I will be traveling to this and that ports, etc...I was surprised to learn that you do not need to let them know IF you have chip in your card!

Nonetheless, I told them, still! I want to let them know regardless cuz I would have hard time calling back LOL!

Cheers!

CAMailman

---

The catch is, this only really works if at least one of the places you will be using the card has a chip reader to allow the CCC to confirm the physical presence of the card and you.  This is not a problem in Europe, but I'm not sure if Mexico has upgraded to chip readers as thoroughly yet...It would be interesting to find out! (please post your findings!)

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When I was in Cancun a year ago most places were changed over. Will probably depend on where you are though

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Interesting...the Mexican ports are Cabo San Lucas and Puerto Vallarta. See what happens if these 2 ports communities have chip enabled devices.