Where to find Cap One statement end date?

[Anonymous]

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@BigBS wrote:

Maybe this will help.  Once I log onto Capital One and subsequently into my CC account I have this as my main page.  Scrolling down this is what I see.

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Yes, I am able to see that as well, but you're showing your last statement ending date (Feb 12) not your next one, as in the date that your current statement period will end.

[Anonymous]

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@AllZero wrote:

@Anonymous  IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

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Good info!  So if my payment is [always] due the 14th, counting back from the 14th of March my statement ending date would be 2/17/21.  Seems like a bit of unnecessary hoop-jumping when Capital One could just figure that for you and kindly place it on the account.  Thanks for the link.

[mgood]

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@AllZero wrote:

@Anonymous  IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

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That is good to know. I have two Cap1 cards. One of them has been on the 2nd of every month for the last 6 months. The other one has come anywhere from the 12th to the 15th and it gets annoying trying to guess what they're going to do. 9/12, 10/12, 11/14, 12/15, 1/15, 2/12

[Anonymous]

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@Anonymous wrote:

Yeah, that's about what I figure.  I find the variable thing annoying.  There have been several times now that I've missed reporting $0 on the card (when I've wanted to) due to not knowing the statement end date and a charge sneaking in there.  Using those dates as an example, to be "safe" I'd have to probably not use the card from about the 12th - 20th every month.  It just seems a bit silly to have to micromanage a card for > 1 week when with all my other lenders it's a couple of days because their statement end date is cut and dry.

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It is very annoying. It used to always be 3 days after due date.

Lasr month for both SO and I it was over a week. Then this month I noticed 2 days after due date the statement already cut! So I made sure not have any lingering charges, but I was just going to gamble on 5 days. That would have been a doozy of a mistake for a whole month when I need everthing perfectly in line to track changes. My payment posted, charges cleared, and statement cut all at the same time that night. It was nerve wrecking for certain!

I thought I counted back correctly, apparently not lol but all was well in the end.

I wish they would just give the end date or range for the current statement period.

[Anonymous]

Yeah it just seems very odd that they're the exception.  Like I said all of my other lenders are very clear on disclosing the statement ending date and I'd imagine most others are as well.  Is there anyone out there outside of Cap One that doesn't clearly state the statement closing date?

[Duke_Nukem]

I like to make payments directly through my CC accounts' portals.  Unfortunately, they don't allow paying more than the cleared balance... so any "pending" charges that clear on the same day as a statement cut would show on the statement and not achieve the $0 reported balance.  Not a big deal unless you are trying to maintain a $0 balance for AZEO or other reasons.

There are only a couple of ways I've seen to mitigate that problem.  One is to cash in some rewards as statement credit in an amount greater than the pending charges, and then make a payment from within the account's portal.  The second is to push a payment from another source that is over the current balance and has enough to pay the pending charges (or more).  Sometimes you will get a credit on your balance, but it is still reported as $0 to the CRA's.

[staticvoidmain]

At least Capital One has an easily calculable statement date. I moved my due date to the 28ᵗʰ so my statement should always be the 3ʳᵈ.

That said, they used to be a constant, every nᵗʰ of the month, like Chase and Barclays. (At least for me.)

Amex and Synchrony have special days (mostly weekends) when they don't close the statement, and move it a day or two.

Good luck with Citi.

[Mr_Mojo_Risin]

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@Anonymous wrote:

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@AllZero wrote:

@Anonymous  IIRC, one has to calculate it. Count 25 days backwards from the next Payment Due Date.

Capital One is Changing my Billing Cycle End Date, Ramifications for AZEO

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Good info!  So if my payment is [always] due the 14th, counting back from the 14th of March my statement ending date would be 2/17/21.  Seems like a bit of unnecessary hoop-jumping when Capital One could just figure that for you and kindly place it on the account.  Thanks for the link.

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Yeah it's kind of annoying. 

A member stated recently they called Cap1 and the CSR gave them their statement dates for the next 12 months.

Might be worth giving Cap1 a ring if you don't want to mess with every month.

[staticvoidmain]

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@Mr_Mojo_Risin wrote:Yeah it's kind of annoying. 

A member stated recently they called Cap1 and the CSR gave them their statement dates for the next 12 months.

Might be worth giving Cap1 a ring if you don't want to mess with every month.

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I'll save BrutalBodyShots the time:

[refereeguy1390]

I'm sure you figured it out.  Payment due date is fixed and you need to count 25 days backwards from there.  On the bright side, except for February it's always going to be on one of two days.