you may want to just head for the garden and get your UTI down some or ask for CLI's. It depends on a lot for a lender to give a high SL. Whats your EX score, thats what amex looks at and they can give out limits all over the place. Others will chime in.
The SL may not be astronomical, but the Citi Diamond Preferred should be enough for your purchase. 0% for 21 months and a good chance of a SP CLI in 3-6 months. May want to check to see if you prequalify on their website. With your current stats, I think an initial toy limit for the BCE is likely which would not be enough to cover your purchase, or at best would completely max out the card.
@AverageJoesCredit wrote:
Id probably say the Amex just because the potential for 3x after 61 days. If you get a decent sl, you could do nicely. Marvel is one of the stricter cards from Sync to get instant cli in my opinion. Plus Sync has changed since the card first came out. Alliant no clue but perhaps they are conservative?. If you had Navy id say Navy hands down.
NFCU would be great for a starting line, but as far as I know their only offers right now are for balance transfers not purchases. Same with PenFed, either 0% or 4.99% on balance transfers only. Too bad, as both have several cards with spend X get Y back which could save OP money on the car and get them free financing.
@Blackswizz750 wrote:you may want to just head for the garden and get your UTI down some or ask for CLI's.
^ this
i would add that if your looking for a 90 day CLI then you should go with AMEX. my question is what exactly do you considering a high SL?
If SL is really important than you should look at credit unions such as NFCU which have higher than normal SL but they probably don't give 90 day CLI but i could be wrong
when i started my rebuilding journey back in May 2016 i had toy limits of $500-$700 then in October AMEX gave me a $1,400 SL so that was a high SL for me.
