Which Cards Move the Fastest with Frequent CLI Increases 🚴🏽‍♂️

[Anonymous]

Which Cards Move the Fastest with Frequent CLI Increases, share your experiences from 0 to the moon. Just seeking some inspiration and adding some cards to mynwindow shopping list for the future. Provide data points if possible.

[AverageJoesCredit]

Credit One Nascar Visa, fastest on the Planet

[pinkandgrey]

Disco and Amex both tend to give generous- and frequent- CLIs. That has been my experience at least. I grew my Disco from 5k to over 18k in less than two years. And Amex sometimes will triple your SL. 

[Anonymous]

As soon as I recover Disco is  on my list. 

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@pinkandgrey wrote:

Disco and Amex both tend to give generous- and frequent- CLIs. That has been my experience at least. I grew my Disco from 5k to over 18k in less than two years. And Amex sometimes will triple your SL. 

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[Anonymous]

If you have good credit & income, amex will probably be the quickest most often due to the easy 3x cli request soft pulls.

Personally, my amex revolver:
SL: 5k, to 15k, to 34.9k (35k is the point where they ask for financial records and I'm too lazy for that, plus don't even need such a high limit).

[ChargedUp]

Bank*of*America!... SL $2500 3/2017

Today $65,000

[wasCB14]

Don't forget that the profile matters!

Maybe someone is rebuilding from some major baddies a few years ago but recently got a new job with much higher income. In those cases, many cards can grow quickly, as least with POI.

A retiree with 800+ FICOs on a fixed income may get a very good SL but have a hard time getting any CLIs.

It's easier to get a big percentage increase from a small base. If I got a $5k or $2.5k SL (other than maybe as my 7th Amex or 6th Chase card) I'd be a bit annoyed.

[Anonymous]

I agree with Amex. 

One that starts with a $3k SL on an Amex card has a chance to bring it to $27k in roughly 8 months time.

[wasCB14]

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@Anonymous wrote:

I agree with Amex. 

One that starts with a $3k SL on an Amex card has a chance to bring it to $27k in roughly 8 months time.

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How often does that happen? IMO, a $3k SL is a little peculiar for Amex, indicating concerns that may take time to abate.

Maybe if someone has a very thin file and a good income...

[Anonymous]

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@Anonymous wrote:

I agree with Amex. 

One that starts with a $3k SL on an Amex card has a chance to bring it to $27k in roughly 8 months time.

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True i got a SL of $15,000 on my amex hilton ascend , 2 days later YES 2 DAYS LATER lol I requested a 3x CLI which i thought would get denied because I had just been approved for the card . Within seconds of hitting submit BOOM "Congratulations!!!" 45k limit!