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Which Citi card to PC?

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NoMoreE46
Community Leader
Senior Contributor

Which Citi card to PC?

 


I am most likely going to cancel my AA Platinum Select card ($13300) as the AF has hit.

I was given this list of Eight No AF cards that are eligible to PC.   Eight is a lot to me.


I thought my situation would be a great topic to get guidance on from y'all in the Community.

I do have a $12,000 Custom Cash that was for just for groceries.  However, I upgraded to the Amex BCP that will replace the CCC on groceries. 


Which of these eight would you PC to and why? 

TIA

 

 

1) American Airline Miles +AAdvantage MileUp (410)

2) Cash Back Costco Anywhere Visa®  (520)

3) My Deals +Citi Diamond Pfd (257)

4) ThankYou Preferred (084)

5) Double Cash  (142)

6) AT&T Access Credit (457)

7) Custom Cash (416)

8) Rewards+ (408)

 

 

Message 1 of 16
15 REPLIES 15
NoHardLimits
Established Contributor

Re: Which Citi card to PC?


@NoMoreE46 wrote:

 


I am most likely going to cancel my AA Platinum Select card ($13300) as the AF has hit.

I was given this list of Eight No AF cards that are eligible to PC.   Eight is a lot to me.


I thought my situation would be a great topic to get guidance on from y'all in the Community.

I do have a $12,000 Custom Cash that was for just for groceries.  However, I upgraded to the Amex BCP that will replace the CCC on groceries. 


Which of these eight would you PC to and why? 

TIA

 

 

1) American Airline Miles +AAdvantage MileUp (410) easy way to keep AA miles alive (AA miles still have expiration dates)

2) Cash Back Costco Anywhere Visa®  (520) only if you already have a Costco membership and don't mind a product change dead end (can't product change away from a Costco card)

3) My Deals +Citi Diamond Pfd (257)

4) ThankYou Preferred (084) 

5) Double Cash  (142) if you don't already have another catch all card earning 2% or more

6) AT&T Access Credit (457)

7) Custom Cash (416) if you have another higher spend 5% category not already covered by your existing Custom Cash

8) Rewards+ (408) point roundup in 10 point increments and 10% points back at redemption

 

 


Comments in red above.

Dec 2024 Scorecard: Clean, Thick, Mature, New Revolver
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Message 2 of 16
ptatohed
Valued Contributor

Re: Which Citi card to PC?


@NoMoreE46 wrote:

 


I am most likely going to cancel my AA Platinum Select card ($13300) as the AF has hit.

I was given this list of Eight No AF cards that are eligible to PC.   Eight is a lot to me.


I thought my situation would be a great topic to get guidance on from y'all in the Community.

I do have a $12,000 Custom Cash that was for just for groceries.  However, I upgraded to the Amex BCP that will replace the CCC on groceries. 


Which of these eight would you PC to and why? 

TIA

 

 

1) American Airline Miles +AAdvantage MileUp (410)

2) Cash Back Costco Anywhere Visa®  (520)

3) My Deals +Citi Diamond Pfd (257)

4) ThankYou Preferred (084)

5) Double Cash  (142)

6) AT&T Access Credit (457)

7) Custom Cash (416)

8) Rewards+ (408)

 

 


 

What do the numbers in parenthesis mean?

 

You can never have too many Custom Cashes!  

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 3 of 16
Kforce
Valued Contributor

Re: Which Citi card to PC?


@ptatohed wrote:

You can never have too many Custom Cashes!  


^^^^ This would also be my pick

Message 4 of 16
crystal626
Regular Contributor

Re: Which Citi card to PC?

I love the flexibility of the Custom Cash.

Message 5 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: Which Citi card to PC?

Good oberservation  @ptatohed.

I am guessing these paranthesized numbers are the internal identifying codes for the cards.   I copied and pasted the list above from my chat session.  

 

BTW, I am including the interesting Header  that preceded the list of eight from the chat:

 

Available Products: * Full Pend method

+ 2 Step method_Immediate method

 

Message 6 of 16
unsungivy
Valued Contributor

Re: Which Citi card to PC?


@NoMoreE46 wrote:

 


I am most likely going to cancel my AA Platinum Select card ($13300) as the AF has hit.

I was given this list of Eight No AF cards that are eligible to PC.   Eight is a lot to me.


I thought my situation would be a great topic to get guidance on from y'all in the Community.

I do have a $12,000 Custom Cash that was for just for groceries.  However, I upgraded to the Amex BCP that will replace the CCC on groceries. 


Which of these eight would you PC to and why? 

TIA

 

 

1) American Airline Miles +AAdvantage MileUp (410)

2) Cash Back Costco Anywhere Visa®  (520)

3) My Deals +Citi Diamond Pfd (257)

4) ThankYou Preferred (084)

5) Double Cash  (142)

6) AT&T Access Credit (457)

7) Custom Cash (416)

8) Rewards+ (408)


Uh, you do know that mathwise the CCC is a better Grocery card than the BCP, unless you have the AF waived ATM. 

 

Definitely another Custom Cash. 

Authorized User -
Biz - Sock Drawer'd -
Message 7 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: Which Citi card to PC?

Yes, thanks @unsungivy.  The AF for the first year is waived.

 

 


@unsungivy wrote:


Uh, you do know that mathwise the CCC is a better Grocery card than the BCP, unless you have the AF waived ATM. 

 

Definitely another Custom Cash. 



    

Message 8 of 16
ptatohed
Valued Contributor

Re: Which Citi card to PC?


@unsungivy wrote:

@NoMoreE46 wrote:

 


I am most likely going to cancel my AA Platinum Select card ($13300) as the AF has hit.

I was given this list of Eight No AF cards that are eligible to PC.   Eight is a lot to me.


I thought my situation would be a great topic to get guidance on from y'all in the Community.

I do have a $12,000 Custom Cash that was for just for groceries.  However, I upgraded to the Amex BCP that will replace the CCC on groceries. 


Which of these eight would you PC to and why? 

TIA

 

 

1) American Airline Miles +AAdvantage MileUp (410)

2) Cash Back Costco Anywhere Visa®  (520)

3) My Deals +Citi Diamond Pfd (257)

4) ThankYou Preferred (084)

5) Double Cash  (142)

6) AT&T Access Credit (457)

7) Custom Cash (416)

8) Rewards+ (408)


Uh, you do know that mathwise the CCC is a better Grocery card than the BCP, unless you have the AF waived ATM. 

 

Definitely another Custom Cash. 


I was thinking the same thing but I've said it too many times so I bit my tongue.  But, yeah, no AF first year does make sense.  

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 9 of 16
Kforce
Valued Contributor

Re: Which Citi card to PC?


@ptatohed wrote:

I was thinking the same thing but I've said it too many times so I bit my tongue.  But, yeah, no AF first year does make sense.  


^^^^

Did the exact same thing.

Bit my tongue.    Smiley Wink

 

Message 10 of 16
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