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My credit card strategy is to have a top tier card from each major network by the time my portfolio is complete.
So....
Amex: Amex Platinum
Visa: Chase Sapphire Reserve
Discover: Discover IT
Business: Amex Business Gold or Chase Ink Preferred
MasterCard: ?
Right now, I have no clue what MasterCard to get. I am leaning towards getting the Apple Titanium card but.... there's gotta be a better card out there, right?
I know this question is partly based on needs. To be frank, The CSR and the Amex Platinum would have my needs pretty covered. The MasterCard would be to cover all my bases since I travel internationally and never want to be caught unprepared, when it comes to networks. I don't care about SUBs or point chasing. I care more about member benefits, hence the top tier cards.












You want to elaborate on what this Top Tier thing means to you?
For instance, your Platinum would be bottom tier to me, that's how much use I'd have for it
In addition, while Mastercard network has some benefits associated with their Elite and World Elite cards, most top tier benefits come from the issuers themselves, so you'll need to be more specific in what you're looking for in a card.
I would Recco to do the Barclays Aviator Red MC ! I Love the Card & its a Top Tier card
You are defining top tier subjectively. I mean top tier by any objective definition. In other words, flagship cards issued by international brands. And we all know what those are. Example, the Chase Freedom, while a very good card, is not Chase's flagship card. Chase Sapphire Reserve is its flagship/top tier card. So, you not having any use for it does not change the fact that it is innately a flagship.












@ironchef wrote:I would Recco to do the Barclays Aviator Red MC ! I Love the Card & its a Top Tier card
Thanks! I will look into that card.












Top tier from looking at the cards listed means the highest AF MC available.
Doesn't make much sense to me but, sure. I would be more focused on getting the most out of the card than the "prestige" of paying through the nose for a card in the AF.
@jbestman007 wrote:You are defining top tier subjectively. I mean top tier by any objective definition. In other words, flagship cards issued by international brands. And we all know what those are. Example, the Chase Freedom, while a very good card, is not Chase's flagship card. Chase Sapphire Reserve is its flagship/top tier card. So, you not having any use for it does not change the fact that it is innately a flagship.
Well, in that case, pick a Mastercard with highest annual fee and hardest to get approved for
Boom, your first top tier card.
Good luck !
@jbestman007 wrote:
@ironchef wrote:I would Recco to do the Barclays Aviator Red MC ! I Love the Card & its a Top Tier card
Thanks! I will look into that card.
Just Make Sure You Understand Barclay's Adverse Action and How That Works?,
if you intend on APP'ing for Cards Righ after Getting A Sir Barclay Card.
you may want to research The Threads via The Search Feature. Search "Barclay AA" or "Barclays AA" should be plenty of info.
No Sign Up Bonus World Mastercard, maybe Not Be A Top Tier, But A Great 2% Cash Back on Everything,
look at Citi Double Cash.
No Annual Fee / No Non-Sense!
GL2U
Understood and Agreed! I dont fly as much with AA as I did other airlines but I will expand my Flights with them when I can to get Full Benefits for this Top Tier MC form Barclays.