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I don't think OP intended to displace CSR.
All I can see if OP can use a double cash, but I am confused of the demand for a "top tier card", which itself is an unclear term.
Is the Santander Unlimited Black card available anymore? It was MC IIRC.







































@ChargedUp wrote:Is the Santander Unlimited Black card available anymore? It was MC IIRC.
Santander stopped issuing new cards in the US in April because of an issue with existing customers being charged a higher interest rate than was listed in card agreements. No announced timeline as to when they will resume.
@MrCreditInternational wrote:
See HSBC premier WEMC.
https://www.us.hsbc.com/credit-cards/products/premier-elite/
That card does require you have a relationship with HSBC to the tune of a mininum $75K in deposits, $500K home mortgage, or $5K/month direct deposit to qualify to apply. HSBC is also known for conservative CC limits.