@Anonymous wrote:UncleB ... been with USAA for several years and did not know they had "bill pay" ... wonders never cease
Oh yeah, they have bill pay - I pay all of my bills through USAA every month.
What we're talking about here, though, are ebills, which are a little different. Bill pay is where you have the bank send the payment (and is available for nearly anybody you owe), whereas ebills are where the bank receives copies of the actual billing statements from the creditor.
For example, I can look at my monthly State Farm statement by logging into USAA, since State Farm sends USAA an ebill each month.
@Remedios wrote:I am a tad bit confused here, mostly because of OP's motivation...
"They require you to put in your primary institution routing and account number and I do not want to share that information with credit card company."
I can see the value in convenience, but if the reason is lack of trust in CC companies, they are basically giving their bank a full insight in their financial life. I would not want my primary banking institution to know if bill is paid in full, balance carried etc, especially if I have other products with them.
I am very doubtful they don't collect that info as they collect everything else.
If I was to use eBills, I would not use my primary bank
Or maybe I should buy heavy duty aluminum foil and start making cute little hats
Need to add that we have entities such as the Early Warning Systems "Information Gathers" that have every move we make from the banks who feel compelled to share our information. Examples are: Wells Fargo Bank, USAA Federal Savings Bank, and US Bank as examples. There are more, these came to mind as I wrote (know this for a fact as I broke my Jaw gasping for air when I reviewed my "Consumer Copy" of the Early Warning Systems Report - had no idea until somebody on this board brought it to our attention and I went an ordered the report) this response. 
The idea of privacy makes sense but, it is not there in real life and we cannot control actions such as sharing our information if it is in the lenders terms and conditions! A simple life reality, get payroll in cash and hide it in a mattress (don't smoke in bed). Oh, good luck.
@Green456 wrote:
@NRB525 wrote:
Simplifying things by waiting for a bank to receive my CC statement then paying from that once per month does not make me relaxed. I want to know directly from the CCC what charges are going through the card.
And yes, participants in modern society have data tracked. That is a feature, not a bug. It is a way that we maintain our identity in this large society. It is also a method the banks and CCC use to try to recognize fraud, when something outside your normal pattern happens.The ebill statement comes to your ebill inbox in your banking institution and it comes directly from the CC company.
Setting your CC's up for autopay you'd already be done by now instead of chasing ebills all over the thread and beyond.
Whether looking at ebills or just the transaction record off the account really is not any difference... about the only advantage ebills gives is if you need timing flexibility on paying bills from month to month.
I basically only log into Chase about 97% of the time even these days, and if I were doing statement balance autopay it would be the only one literally.
As is personally I do minimum payment autopay but this is with open 17 revolving trade lines and two installment loans... and not doing any sort of ebills.
Ebills really doesn’t offer advantages on that front.
As is personally I do minimum payment autopay but this is with open 17 revolving trade lines and two installment loans... and not doing any sort of ebills.
Ebills really doesn’t offer advantages on that front.
@Anonymous wrote:I am on the same boat as the OP. As far as I see it, neither Penfed, BOA or Chase support ebills into Schwab bill pay. Really wish all financial institutions supported this...
Chase doesn't, and I don't know about Penfed, but BofA:
