Who use ONLY Experian Report

[diebadcredit6504]

What's going on guys. Well I just checked my EXP report and I have 10 accounts in good stating and SIX that neg but closed. I was wondering which CC only pulls from EXP? I'm thinking about applying for a CC..

Thanks!

[Hockeyplayrr]

I believe American Express primarily pulls Experian.  However if you are borderline I have heard of them pulling other CBs as well.

[MsLadyRover]

I think Bank of America primarily pulls Experian for new approvals.

[Hockeyplayrr]

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@MsLadyRover wrote:

I think Bank of America primarily pulls Experian for new approvals.

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They pulled equifax for me.  Located in New Jersey.

[diebadcredit6504]

Just reviewed my EX report again and there a collection with a balance due of $600.00. I'm going to pay that off before I pull the trigger and that will be next Friday.

[virgo]

They pull Experian but like the other poster said, if you ask, they will pull someone else. They did for me.

[-NewGuy-]

Most companies that I know of that primarily pull EX also pull someone else if you are not a clear cut approval.

[-Wade-]

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@gcalvillo6504 wrote:

What's going on guys. Well I just checked my EXP report and I have 10 accounts in good stating and SIX that neg but closed. I was wondering which CC only pulls from EXP? I'm thinking about applying for a CC..

Thanks!

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Amex always uses EX on me

[hyp0luxa]

Citibank primarily uses Experian

[Anonymous]

Comenity!