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Will I get a low limit?

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enharu
Super Contributor

Re: Will I get a low limit?

Like lexie said, its best you wait. Only credit card you have is a 300 CL card, and to make things worse, its a secured card.

Your odds of approval are somewhat questionable, and its unlikely you are going to get a significant CL to start either.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 11 of 14
JamesKnox
Regular Contributor

Re: Will I get a low limit?

enahru...so wait till 6 months or be added to AU correct? or wait till 6 months either way?

 

Thanks so much!


Starting Score: (FICO)(August 29, 2013) 502(EQ) 568(EX) 549(TU)
Current Score: (FICO) (January 28, 2017) 712(EQ) 720(EX) 720(TU)
Goal Score: 720(EQ) 720(EX) 720(TU)

Amex Business Platinum NPSL | Chase Sapphire Preferred $15,000 | Chase Freedom $9000 | Amex ED $1,000 | BofACash Rewards $3100 | Amazon Store Card $4000
Message 12 of 14
09Lexie
Moderator Emerita

Re: Will I get a low limit?

Wait 6 months - you can still be added as AU if you like but that comes with constant monitoring of someone else's account. Also, there is no guarantee you'll get their history - it usually happens but not always. Problems arise when addresses and last names are dissimilar.
Message 13 of 14
JamesKnox
Regular Contributor

Re: Will I get a low limit?

Thanks sooo much Lexie.


Starting Score: (FICO)(August 29, 2013) 502(EQ) 568(EX) 549(TU)
Current Score: (FICO) (January 28, 2017) 712(EQ) 720(EX) 720(TU)
Goal Score: 720(EQ) 720(EX) 720(TU)

Amex Business Platinum NPSL | Chase Sapphire Preferred $15,000 | Chase Freedom $9000 | Amex ED $1,000 | BofACash Rewards $3100 | Amazon Store Card $4000
Message 14 of 14
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