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Will applying for another card today jeopardize my two approvals

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keithB
Established Contributor

Re: Will applying for another card today jeopardize my two approvals

I didn't go for a premium AMEX.  Maybe I should have but I decided on an entry level AMEX, the EveryDay Card... I was preapproved for the Green, Gold, and Everyday.

 

I just went in with the attitude to get my foot in the door. I think I can always look for premiums down the road.  


@NYSuperdoodle wrote:

OK... I'm sold on Amex. Which Amex should I go for? Will they likely coounteroffer if I'm denied one of the premium cards?


 

Message 21 of 25
NYSuperdoodle
New Contributor

Re: Will applying for another card today jeopardize my two approvals

Thanks for the info. Are the green and everyday considered to be on par with one another? I've never carried a balance on a card, always PIF, but I like to know I could if I needed to, which would make me prefer the everyday. But if my odds are better with the green, I'd probably go that direction. I remember my dad used to love his green Amex. He took such pride in the fact that it was paid in full every month lol. 

April 1 2014 EQ-555 TU-545 EX- 545
April 29 2014 EQ -714 TU-579 EX- 698
May 1 2014 EQ 721, TU 707, EX 698
All tracked with USAA credit monitoring via Expedia
FICO Score June 10 2014 EQ 719
Message 22 of 25
keithB
Established Contributor

Re: Will applying for another card today jeopardize my two approvals


@NYSuperdoodle wrote:

Thanks for the info. Are the green and everyday considered to be on par with one another? I've never carried a balance on a card, always PIF, but I like to know I could if I needed to, which would make me prefer the everyday. But if my odds are better with the green, I'd probably go that direction. I remember my dad used to love his green Amex. He took such pride in the fact that it was paid in full every month lol. 


I picked the EveryDay Card because I don't want to pay a fee.  I'm cheap like that.  $95 a year for the Green with the first year at $0.  I imagine rewards are better with Green but they aren't important to me.  I guess it depends on what you are after.

Message 23 of 25
mongstradamus
Super Contributor

Re: Will applying for another card today jeopardize my two approvals


@NYSuperdoodle wrote:

OK... I'm sold on Amex. Which Amex should I go for? Will they likely coounteroffer if I'm denied one of the premium cards?


which card to go for depends on what you want cb in form of statement credit, or MR points, or spg points. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 24 of 25
Creditaddict
Legendary Contributor

Re: Will applying for another card today jeopardize my two approvals

I would do Blue Cash Preferred as I believe it has the $150 bonus which will ofset the AF and then next year if you find you don't spend enough in Grocery and Gas, etc to offest the fee you can downgrade to the Blue Cash Everyday which has no annual fee (that's what my partner and I did)

Message 25 of 25
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