Wings Credit Union

LivingTheAmericanDream · ‎05-17-2025

Haven't found much about Wings Credit Union on the site so wanted to promote them. Easy to deal with, very good SLs. A bit more paperwork than some but overall, highly recommended.

https://www.wingscu.com/

TrapLine · ‎05-17-2025

A new Wings Credit Union will be coming toward the end of the year 2025.

They are planning to merge with ENT Credit Union out of Colorado Springs, Colorado where the headquarters will reside.

Plan early 2026. The name of the combination will be Wings FCU.

ptatohed · ‎05-17-2025

What is special about this CU?

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

coldfusion · ‎05-18-2025

@ptatohed wrote:
What is special about this CU?

Focusing on credit cards, their offerings appear pretty generic other than the low end of the Platinum card APR range is 12.4%.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

ptatohed · ‎05-18-2025

@coldfusion wrote:
@ptatohed wrote:
What is special about this CU?
Focusing on credit cards, their offerings appear pretty generic other than the low end of the Platinum card APR range is 12.4%.

And I saw some savings accounts in the low 4%s but they had minimum requirements. I have money in mid-4% accounts with no minimums.

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

LivingTheAmericanDream · ‎05-19-2025

@ptatohed wrote:
What is special about this CU?

Nice starting liimits; kinda' the NFCU for those that can't join NFCU. They also provide VantageScore 4.0 from TransUnion scores. (Only other one of any size I've see do that is Synchrony.)

AndySoCal · ‎05-19-2025

There is one thing where Wings Credit Union is unique. Amazon has a pay with points option. Wings Credit Union is the only credit union that is on list by name. There are two there that are for credit union cards but the credit union is not listed by name.

I could ask a question here if I did I might hijack this thread. If you seen some other posts I prefer a credit union to a bank. If I did ask the question it would be this ~~Why do you bank where you bank? Other than it is close to work and or home~~. But I won't. If Wings Credit Union is helping the OP that is good enough.

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal