Would Navy approve a thin file?

[Anonymous]

Congrats on your brother's approval! The limit an and will grow! 

[AverageJoesCredit]

Thats an awesome limit straight out of the gate. I dont understand the cloc so i havent gone for it. Plus i think they pull eq for that and mines frozen solid. GOOD JOB

[Cherekas]

So I went for it and I was denied. Denial reason says (this is a new one for me) Excessive credit obligations in relation to income. So it says, I was approved for a secured card so I may go that route to build a relationship with them. I also sent a secured message to ask them to reconsider but it was a no go. Im rebuilding so I understand and I still have 2 charged off accounts that I need to pay off. I have some money coming by next month and I hope to get those paid off by then and get the secured card.

[Anonymous]

I had auto loan 8 months, 2 student loans that were refinanced 4-5 months prior, and one cc that was 6 months old - applied and was approved with 3000 SL.

I had other new accounts as well, but none had been reported yet when I applied.

I have not tried for a CLI yet.