Would like to combine Credit Limit of Chase cards for Chase Sapphire

[Anonymous]

Hey all, I'd like to card combine my credit limits with Chase.  Chase Sapphire ($0 annual fee) is at 44k.  Chase Southwest is at 21k  Would like to combine these two into one for a 65k limit card on the Sapphire. Can the $0 annual fee Sapphire go up that high?   Any gurus out there with advice?  Scores at 833-835 and income 200k+.  Planning on adding family as authorized users to bolster their credit.  Can Chase deny the credit limit transfer?  If they do deny the transfer of limits, what does that do to my account?  Just curious because I have a fantastic history with Chase and would like that to remain.  Great company and always treats me well.  Thank you for your tips as always 👍

[FinStar]

Just call them and they can reallocate the limits accordingly.  Plenty of folks (including myself) have individual limits exceeding $50K with Chase, some have >$100K.  Any of their cards can go pretty high, tbh.  Are both of these accounts paid in full? If so, when was the last time you used them?  Reason being, if you have not used them in >30-60 days then you can reallocate the entire limit.  Otherwise, only a small portion of the donor card will remain in some cases (typically ~$500).

[LakeLife]

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@FinStar wrote:

Just call them and they can reallocate the limits accordingly.  Plenty of folks (including myself) have individual limits exceeding $50K with Chase, some have >$100K.  Any of their cards can go pretty high, tbh.  Are both of these accounts paid in full? If so, when was the last time you used them?  Reason being, if you have not used them in >30-60 days then you can reallocate the entire limit.  Otherwise, only a small portion of the donor card will remain in some cases (typically ~$500).

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This.  All it takes is a phone call.  I closed my old Marriot card and had the CL ported over to my new Bonvoy card.

[NoHardLimits]

I have also successfully reallocated credit limits between Chase cards on a number of occasions.  Each time, this was accomplished by simply calling the number on the back of the card.  There was once instance where the initial phone rep did not have sufficient authority to do the reallocation, but they were able to transfer my call to the lending department for a credit analyst to review and approve the reallocation.  When I inquired about why the first rep was unable to complete the task, I was told that the amount of the credit lines exceeded that rep's authority.  I didn't think to ask what the threshold amount was.