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2% - 3% Cashback (CB) Credit Card (CC) - List

TheFIGuy
Established Contributor

2% - 3% Cashback (CB) Credit Card (CC) - List

Update:

  • Debunked - I will leave this list up for the thread lurkers who want a good 2% - 3% cashback CC. This list is by no means exhaustive, and I am no longer keeping it LIVE updated. Smiley Very Happy

Original Post:

I want to start by saying I'm a firm believer in correlation doesn't imply causation, and I have stated this many times inside this thread. This is one reason I enjoy posting DP's and getting information to help everyone make an informed decision.

 

To the Meat and Potatoes:

 

Has anyone else noticed an issuer pattern for the 2% - 2.5% no category Consumer Credit Cards (CC) recently? They're mostly, if not all, Mastercard (MC). I have formulated a minimal list below, and I'm sure this can be debunked with all your help. I will try and keep the list live updated if this thread becomes popular.

 

VISA:

  1. Fidelity® Rewards Visa Signature® Card
  2. PenFed Power Cash Rewards Visa Signature Card
  3. SDFCU Premium Cashback+
  4. AOD Visa Signature
  5. NFCU Flagship
  6. FNBO Cashback Rewards
  7. USAlliance Visa Signature
  8. BBVA Rewards Card
  9. Alliant Visa Signature
  10. Alliant Platinum Rewards

Mastercard (MC):

  1. Ollo Optimum
  2. Fifth Third Preferred Cash/Back Card
  3. SoFi Credit Card
  4. PayPal Cashback
  5. Citi Double Cash
  6. RBFCU Cashback Rewards
105 REPLIES 105
PullingMeSoftly
Established Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)

State Department FCU's Premium Cash Back+ is a 2% Visa









Message 2 of 106
K-in-Boston
Moderator

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)

AOD Credit Union 3% card is Visa.  NFCU Flagship (2x base w/ 3x categories) is Visa.  Double Cash, arguably the most prevalent 2% card is MasterCard.  I don't think network has anything to do with it, other than a lender's preference for one over the other.  Visa and MC Interchange rates are quite comparable, with MC business products skewing higher than that of Visa.

Message 3 of 106
TheFIGuy
Established Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)


@PullingMeSoftly wrote:

State Department FCU's Premium Cash Back+ is a 2% Visa


Thank you for the DP

Message 4 of 106
TheFIGuy
Established Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)


@K-in-Boston wrote:

AOD Credit Union 3% card is Visa.  NFCU Flagship (2x base w/ 3x categories) is Visa.  Double Cash, arguably the most prevalent 2% card is MasterCard.  I don't think network has anything to do with it, other than a lender's preference for one over the other.  Visa and MC Interchange rates are quite comparable, with MC business products skewing higher than that of Visa.


Thank you for the DP's and information Mr. GOAT K-in-Boston!

Message 5 of 106
spiritcraft1
Valued Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)

FNBO 2% CB Visa

PenFed 2% CB Visa (with $500 in checking)


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 6 of 106
800wannabe420
Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)

RBFCU Cashback Rewards MasterCard is a straight 2% non category.

Message 7 of 106
TheFIGuy
Established Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)


@800wannabe420 wrote:

RBFCU Cashback Rewards MasterCard is a straight 2% non category.


Thank you for the DP

Message 8 of 106
TheFIGuy
Established Contributor

Re: 2% - 2.5% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)


@spiritcraft1 wrote:

FNBO 2% CB Visa

PenFed 2% CB Visa (with $500 in checking)


Thank you for the DP's

Message 9 of 106
Kforce
Valued Contributor

Re: 2% - 3% Cashback (CB) Credit Card (CC) Issuer Pattern - Mastercard (MC)

FNBO 2% Cashback  =  Visa

USAlliance  3%  =  Visa

 

 

FNBO Cashback Visa (20k) / Bank-West Cashback MC (20k) / USAlliance 3% Visa (20k)
Two Old CU cards (20k each) -- (Sock Drawer) / Secret 3% MC (20k)
Ficos : 830 / AAoA : 9 yrs / AoOA : 24 Yrs / AoYA : 0
Message 10 of 106
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