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Yet Another Cap One Problem

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myjourney
Super Contributor

Re: Yet Another Cap One Problem


@seat3a wrote:

Thanks SO much.....Heart


Glad to help so if you app while i'm out good luck I know you will be fine thoSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 14
seat3a
Contributor

Re: Yet Another Cap One Problem

I am waiting for Chase to report as I paid off most of my balance so, of course, lower utilization = even better scores. Utilization should be around 8%. I will app sometime next week. Just getting my strategy together...Smiley Happy Will post on this thread when I app.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 12 of 14
Anonymous
Not applicable

Re: Yet Another Cap One Problem


@seat3a wrote:

Thank you SO much! As long as you are online, I might do a small app spree. Any thoughts about DiscoverIt vs. Barclays vs. B of A?

 

Thanks in advance.


DO NOT go on app spree!

 

Wait till you resolve this stuff with Cap One.  Should have word this week if you handle right away.  Don't give them a reason to deny you or not give you everything you can get.  Cap One stuff will all be via SP, but make sure you say that to EO rep.

Message 13 of 14
seat3a
Contributor

Re: Yet Another Cap One Problem

Completely understand your advice. Thanks SO much and I will be taking the advice.

 

Good day to everyone.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 14 of 14
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