cancel
Showing results for 
Search instead for 
Did you mean: 

Zync with PSL cardholders

tag
Denny33142
Regular Contributor

Re: Zync with PSL cardholders

The only negative i have left is a 3 year old charge off from BofA, I don't think Amex would have approved even the PSL Zync if i had a bankruptcy, i finally got fed up with their denials and called the corporate office and they sited the zync as the reason for the denial.

 

I have a Chase Freedom which has no AF and much better rewards than the Zync so i don't really care about it anyways, I only keep it because the AF is low but other than that i don't even use it anymore, the rewards are junk.

 

 

Message 11 of 13
creditnocash
Valued Contributor

Re: Zync with PSL cardholders


@Denny33142 wrote:

The only negative i have left is a 3 year old charge off from BofA, I don't think Amex would have approved even the PSL Zync if i had a bankruptcy, i finally got fed up with their denials and called the corporate office and they sited the zync as the reason for the denial.

 

I have a Chase Freedom which has no AF and much better rewards than the Zync so i don't really care about it anyways, I only keep it because the AF is low but other than that i don't even use it anymore, the rewards are junk.

 

 


so they said that if you cancel the card and apply for a different charge card, you would get approved? 

i dont think they will take that kind of liability lol



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 12 of 13
Denny33142
Regular Contributor

Re: Zync with PSL cardholders

No, They said that i am not eligable for another card while i still have this particular card opened, I would have called BS if this was a simple CSR but this was straight from the Executive Office.

 

I actually found the Thread that i posted a while back about the denial.

 

 

Message 13 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.