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@Denny33142 wrote:I have actually seen many $200 unicorn holders get approved for other cards, i think the problem may be directly related to the $500 version.
Calling amex also doesn't help as they have no clue of this issue, The only difference i see between both cards is that the $500 unicorn has autopay, I don't know how that would cause any issue.
I wonder what would happen if a 500 dollar limit person canceled the autopay. Would the limit drop to 200? Would they then be eligible to app for new products?
I was told by amex that the autopay is a condition of the card and if removed the card would be cancelled.
@Denny33142 wrote:I was told by amex that the autopay is a condition of the card and if removed the card would be cancelled.
Ouch.
So it's stuck at 500 with autopay forever? Wow. I wonder if that policy will change over time...
@Denny33142 wrote:I was told by amex that the autopay is a condition of the card and if removed the card would be cancelled.
i set up the auto pay when i got the card. but it asked me to re enroll online when i got the card in the mail
i never did.
it has never auto taken anything out of my account.
my card wasnt cancelled.
is there a certain day they transfer money out?
like it said please pay by the 15th etc. but i usually pay like on the 29th so it doesnt report.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
The autopay seems to kick in on the due date, If you always pay before the due date then that is probably the reason you have never had an autopay.
Depressing but had to do it...I liked the card but it was holding me back...the rep understood where i was coming from and advised me to re apply for other cards in a few months...im gonna wait til the summer at least.
@colindidit wrote:Depressing but had to do it...
And with that, the unicorn population is permanently reduced by one...
I'd probably do the same thing.