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accounts closed due to inactivity

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creditwatcher2012
Frequent Contributor

accounts closed due to inactivity

does anoyone know how long I have before these accounts are closed due to inactivity?

fingerhut

target

walmart GE

american eagle GE

 

thx,

 

Message 1 of 7
6 REPLIES 6
Creditaddict
Legendary Contributor

Re: accounts closed due to inactivity


@creditwatcher2012 wrote:

does anoyone know how long I have before these accounts are closed due to inactivity?

fingerhut

target

walmart GE

american eagle GE

 

thx,

 


GE usually just decreases the credit line to $124... all you have to do is call and request to go back up or even more sometimes and they will... but why not just put gum on all these cards instead of debate when they will close.

you don't even have to leave the store with the balance if you don't want to deal with statements or reporting... you can pay instantly and be done with it... they see use, your credit doesn't.

Message 2 of 7
DaveSignal
Valued Contributor

Re: accounts closed due to inactivity

Target will start reducing the credit limit after about 1 year of inactivity.  This recently happened to me and so I just closed it.  I don't use the card anymore anyway.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 3 of 7
Anonymous
Not applicable

Re: accounts closed due to inactivity

How long before Amazon closes? Thanks

Message 4 of 7
b_seeker
Frequent Contributor

Re: accounts closed due to inactivity


@Anonymous wrote:

How long before Amazon closes? Thanks


Which Amazon? The store card is backed by GE so the same answer as given above. The rewards card is back by Chase. I can't remember what the agreement said though.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 5 of 7
Anonymous
Not applicable

Re: accounts closed due to inactivity

Thanks


@b_seeker wrote:

@Anonymous wrote:

How long before Amazon closes? Thanks


Which Amazon? The store card is backed by GE so the same answer as given above. The rewards card is back by Chase. I can't remember what the agreement said though.


Thanks. So it would be a year for the Amazon store card?

Message 6 of 7
creditwatcher2012
Frequent Contributor

Re: accounts closed due to inactivity

ok thanks guys, ill just do what credit addict advised... thx 

Message 7 of 7
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