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another gemb story

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bamagirl1
Established Contributor

another gemb story

ok, as you know i was denied by walmart appd online in feb..never got a letter why or a card but inquiry showed on cr..sooo..yesterday i was in walmart and they had a kiosk you could apply at where they also had registries so there i figured if denied i wouldnt be in line and humilated..so i app'd and it said i needed to call walmart credit svcs..so i did and was transferred w/someone 2 verify info but he didnt really verify anything but last 4 of ssn and spelling of my name..
 
then he said i was approved for walmart discover,but only $750...but hey..that's ok..
 
Thank God,i got that straight finally..now on to nfcu!! wish us luck!
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: another gemb story

Congrat's!!! Good luck with NFCU!!!!!!!!
Message 2 of 12
Anonymous
Not applicable

Re: another gemb story

Super Congrats bamagirl1!!!!! Smiley Happy
 
 
CanDo
 
"The right attitude is everything"
Message 3 of 12
unknown_entity
Established Contributor

Re: another gemb story

There's more than one way to skin a Wal-Mart....  Smiley Very HappySmiley Very Happy  Great news!!  That's a good card to have too.  Comes in handy for me!!  Congrats!!
07/26/2007 TU-688
EQ-656
EX-649
Message 4 of 12
bamagirl1
Established Contributor

Re: another gemb story

UNKNOWN--HAVE YOU HAD ANY LUCK W/CLI ON THE DISCOVER?? I WAS SUPRISED I GOT IT I THOUGHT YOU HAD TO HAVE A HIGHER LIMIT TO GET IT INSTEAD OF STORE CARD
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 5 of 12
unknown_entity
Established Contributor

Re: another gemb story

I just got mine last month.  GEMB is strange is all I can say.  I haven't tried the CLI button or asked yet.  I got a 2k limit, but when I was approved the approval page said 1k. (So I kinda figured I already got a 1k CLI....lol)   I've had a Lowes card for 4 years and have only gotten one CLI from 725 to 1200 and I've asked often...lol.  I'd use it and PIF a few months then ask, if I were you.  The reason for the low CL is that they want to see how you handle it.  So the use and PIF option is going to be the action that will ring the auto-CLI bell in their system quicker, IMO. 
07/26/2007 TU-688
EQ-656
EX-649
Message 6 of 12
bamagirl1
Established Contributor

Re: another gemb story

is this like a normal discover like my more card or like the hsbc discover which i have and hate! and may close now no cli since open 2006
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 7 of 12
Anonymous
Not applicable

Re: another gemb story

Try the CLi button every 4 months with Walmart.
I already received 2 increases doing that.
Each time I received $100 increase.
Message 8 of 12
heirophant
Established Contributor

Re: another gemb story

Has it ever been a hard?
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788

In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000

Mortgage 11/20
Message 9 of 12
Niki9
Regular Contributor

Re: another gemb story

I have not used my walmart card since January.
 
just hit the luv button and go $100 cli .... now I am at a whopping $350.Smiley Indifferent
 
At least, I can finally take advantage the no intrest for 12 months ( if I want to max out the card)

Message 10 of 12
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