cancel
Showing results for 
Search instead for 
Did you mean: 

are comenity and synchrony the same?

tag
Anonymous
Not applicable

are comenity and synchrony the same?

Curious if they are the same or part of the same company
Message 1 of 13
12 REPLIES 12
Scupra
Super Contributor

Re: are comenity and synchrony the same?

Not at all Smiley Happy
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 13
securingourfuture
Established Contributor

Re: are comenity and synchrony the same?

Heck no lol Smiley LOL

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 3 of 13
baller4life
Super Contributor

Re: are comenity and synchrony the same?

Oh hellllllll naw!!!!
Message 4 of 13
Anonymous
Not applicable

Re: are comenity and synchrony the same?


@Anonymous wrote:
Curious if they are the same or part of the same company

Using google or wiki etc would answer the question for you.  Comenity is part of Alliance Data Systems Corporation, Synchrony was GE Capital before it had its IPO.

 

But that's just the public story.  Whether they are all REALLY part of the same shadowy global financial conspiracy run by [your favorite destroyers of civitization group here], well, it's not safe for me to say.

Message 5 of 13
Benzman
Frequent Contributor

Re: are comenity and synchrony the same?

Talk about apples and oranges. Smiley Very Happy

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 8K | Bread AMEX 14K | Bread NFL 10K | Citizens Cash 8K | Citizens Clear 5K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One QS 11K | Discover It 19.5K | Discover Miles 13.5K | Brooks Brothers Visa 14.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Rewards 1.4K | Huntington Voice 13K | Huntington Voice Rewards 14K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 6K | Deserve Digital 6K | Simon AMEX $500 | Chase Amazon 1.5K | F8 Scores 1/25 EX789; TU781; EQ792.
Message 6 of 13
Anonymous
Not applicable

Re: are comenity and synchrony the same?

They're both owned by the Illuminati.
Message 7 of 13
My2cents
Regular Contributor

Re: are comenity and synchrony the same?

Then which is better.  Explain why.   Please give me your two centsSmiley Wink

700 Club Member
Message 8 of 13
baller4life
Super Contributor

Re: are comenity and synchrony the same?


@My2cents wrote:

Then which is better.  Explain why.   Please give me your two centsSmiley Wink


IMO Synchrony is better. Comenity has the infamous SCT which consists of a lot of low limit store cards and Total Rewards and Sportsman Visa. They have been under a lot of scrutiny this past year for approving cards for members only to shut them all down for too many inquiries. Synchrony on the other hand has a better selection of cards IMO with the ability to grow substantially with sp clis. 

Message 9 of 13
ddemari
Super Contributor

Re: are comenity and synchrony the same?

I'm a bigger fan of synch bank. i had a good romance with comenity/comenity capital but at the end of the day, synch has been more consistent. and when talking about synch bank consistency is not the first thing I usually think of lol. 

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.