barclay split line if denied?

[juggalo9er]

does anyone know if barclay would split my current limit with them if i apped for the sallie mae and was denied?

[gh17]

I don't understand what you're asking.  Split your limit how/between what?

[RCFL]

Allow me to answer for OP, I want to know to answer too.

I think what the OP meant is that, if he is to app for Barclays Sallie Mae and is declined. Can he takes, say, 700$ from his current 1300$ line he has and put it in the Sallie Mae? that would make his new Sallie Mae with 700 limit and 600 credit line with the other barclays he has...

[gh17]

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@RCFL wrote:

Allow me to answer for OP, I want to know to answer too.

I think what the OP meant is that, if he is to app for Barclays Sallie Mae and is declined. Can he takes, say, 700$ from his current 1300$ line he has and put it in the Sallie Mae? that would make his new Sallie Mae with 700 limit and 600 credit line with the other barclays he has...

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How are you going to put a limit on your Sallie Mae if it doesn't exist... you were declined... I still don't understand the question.

[mxp114]

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@juggalo9er wrote:

does anyone know if barclay would split my current limit with them if i apped for the sallie mae and was denied?

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It's possible but depends on the decline reason. If they mention you have sufficient credit you can offer to move some of the line from your existing in order to get the second account approved. See: http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Barclay-Arrival-Approval/td-p/3117228 for a similar success story. Good luck!

[gh17]

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@mxp114 wrote:

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@juggalo9er wrote:

does anyone know if barclay would split my current limit with them if i apped for the sallie mae and was denied?

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It's possible but depends on the decline reason. If they mention you have sufficient credit you can offer to move some of the line from your existing in order to get the second account approved. See: http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Barclay-Arrival-Approval/td-p/3117228 for a similar success story. Good luck!

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OH so are we asking

"if I get declined initally for the Sallie Mae card, can I call to see if they will approve me on the condition that I lower the limit on my other Barclay card and transfer that amount to a new Sallie Mae card?"

i get it

[MASTERNC]

I offered to let them do that when I applied for a US Airways card 30 days after opening a Sallie Mae card.  They were willing to move credit from one card to another, but it was a moot point because they approved me for the second card anyway.