Started with $1000 Discover More in Jan 08, lowest CL, same time I got Amex, Citi, BofA, and Chase, with CL's ranging from $1400 (Citi) to $5000 (Chase & BoFA). I called Discover a few times for CLI, always denied for not using it enough.
In August 2010, I got a couple new cards, another BoFA and Citi (both $6000). After one of them started reporting, Discover auto CLI'd me a couple weeks later to $1500...which was $100 above my Citi. Took that as a slap in the face and sock drawered Discover for a bit.. Not that I'd been using it much anyway.
Then they started sending me a bunch of decent offers...some I had no use for, but I appreciated the effort. Started using it again a little bit. Signed up for most of the offers, even ones I didn't necessarily plan to use like 1.9% on new purchases. Or free cash back for setting up something on autopay (netflix).
The beginning of this month, I got approved for CC's with Penfed, Navy, and PSECU. I tried for CLI's with Citi (told me hard pull, hung up), Amex ($2400 > $7000), and Discover. I asked for $2000 from Discover to go to $3500, through phone automated system. It tried to xfer me to a rep, so I hung up. My Penfed started reporting about a week ago, the only new card that is reporting.
I logged into Discover today to find they CLI'd me from $1500 (2nd lowest, because Citi is still $1400 lol) to $7500. The highest my reports show is the $7000 Amex I just got CLI'd to. So Discover actually thinks they're the high water mark...never though I'd see the day. Unfortunately they're wrong. But again, I appreciate the effort and put them back in my wallet today.
For the record, I only spent $3700 over the past 24 months on it. $2100 over the last 12. And only $400 this year. Two months this year was only an $11 netlfix autopay charge. So I'm not doing what they always tell me to do, they're just getting jealous that I'm seeing other women.
