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freedom + CSP?

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Anonymous
Not applicable

freedom + CSP?

My friend wants these two chase cards. she has mid 700 scores and had her discover chrome card for ~1 year. Think she'll be approved for both apps back to back the same day? thanks!

Message 1 of 11
10 REPLIES 10
baller4life
Super Contributor

Re: freedom + CSP?

I think she would. Have her check the prequal site.
Message 2 of 11
Anonymous
Not applicable

Re: freedom + CSP?


@baller4life wrote:
I think she would. Have her check the prequal site.

thanks baller! will ask her to do that. Smiley Happy

 

Edit: She got "We are unable to locate any offers for you at this time." She has 0-2 inquiries across all reports. Should I tell her to go for it?

Message 3 of 11
Anonymous
Not applicable

Re: freedom + CSP?

She'll most likely qualify for the Freedom. Since she can use the same HP for teh CSP, might as well try it. Although I read that the CSP has a minimal income requirements. Not sure what her income is, so there might be complications there.

Message 4 of 11
OmarGB9
Community Leader
Super Contributor

Re: freedom + CSP?

I still think the minimum income requirement is bogus. I've seen members on here with income under $30k (I think maybe even under $20-$25k) get approved. Obviously YMMV, but I don't think income is one of the requirements.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 11
vanillabean
Valued Contributor

Re: freedom + CSP?

Message 6 of 11
Anonymous
Not applicable

Re: freedom + CSP?

I get that "unable to locate offers at this time " message as well. I have Chase Freedom  but would like to see what else  I  qualify for. What should I  do  about that message?


@Anonymous wrote:

@baller4life wrote:
I think she would. Have her check the prequal site.

thanks baller! will ask her to do that. Smiley Happy

 

Edit: She got "We are unable to locate any offers for you at this time." She has 0-2 inquiries across all reports. Should I tell her to go for it?


 

Message 7 of 11
takeshi74
Senior Contributor

Re: freedom + CSP?

No idea.  It's never just about score but she can refer to the Credit Pulls Database if desired.

 

Has she actually run the numbers for her spend and looked at UR redemptions to ensure that she can get value per UR point?

 


@Anonymous wrote:

I get that "unable to locate offers at this time " message as well. I have Chase Freedom but would like to see what else I qualify for. What should I do about that message?


There's nothing to do unless you opted out.  If you did then hit the opt out site and opt in.  However, don't rely on prequals.

Message 8 of 11
Anonymous
Not applicable

Re: freedom + CSP?

Update: She got the 2 weeks message on freedom and 7-10 days on CSP.

Message 9 of 11
Anonymous
Not applicable

Re: freedom + CSP?


@Anonymous wrote:

Update: She got the 2 weeks message on freedom and 7-10 days on CSP.


hope she gets them. keep us posted.

Message 10 of 11
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