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hard or soft pull

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Mike360
Frequent Contributor

hard or soft pull

so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

 

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: hard or soft pull


@Mike360 wrote:

so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

 

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/



Soft pull

Message 2 of 4
MarineVietVet
Moderator Emeritus

Re: hard or soft pull


@Mike360 wrote:

so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

 

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/



In my experience if they are asking you this it will be a soft. BUT I have no way to know if it will be the same for you. I just want to put out that disclaimer.

Message 3 of 4
LS2982
Mega Contributor

Re: hard or soft pull


@Mike360 wrote:

so i'm online to pay my best buy bill and clicked on the request credit limit increase button just to see what happens and it asked for my income and then tells me i'm eligible for a line increase of $1500. Kinda odd that they are offering me one after only 3 months of payments.

 

Anyone know if this is a hard pull or soft? http://imageshack.us/f/267/clinr.jpg/


Should be a SP, but YMMV.




EQ FICO 548 3/3/16
Message 4 of 4
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