help help help. CLI amex question

[Anonymous]

you can look online too

[Anonymous]

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@Anonymous wrote:

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@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

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Is that the total of all your credit in your siggy? How much usage have you put on the card already, how many payments have you made, and what is your current balance. 

How much is the new Mac?

I was very careful on my card the first 2 months. I charged about $1000 the first month on a $5000 card, paid it down to $400, let that report to the bureaus, then paid that off and held off going to Costco until my statement closed so I could apply for 3x with a 0 balance in day 61 and I got it. That changed my credit world. 

Just be patient.

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Can you please explain why you did this? Is it something to do with prepping your account for the 3x CLI ask? Why didn't you just pay it off and let it report zero? (Unless this is the card you're using to report a balance and your other cards are zero.)

Thanks.

[RSCo]

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@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

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go for it.. which mac is it that goes on sale this week?  good luck..

[Anonymous]

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@zerbherb wrote:

i doubt they would allow 3 grand over pay.

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They will not.

[Anonymous]

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@RSCo wrote:

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@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

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go for it.. which mac is it that goes on sale this week?  good luck..

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Yeah, I'm a serious mac person & I've been too busy.  Sounds like the good one?  I have a 4 yr old 17" and the 13" without the hard drive.

[Anonymous]

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@Anonymous wrote:

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@zerbherb wrote:

i doubt they would allow 3 grand over pay.

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They will not.

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Don't know till you try.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

---

@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

---

Is that the total of all your credit in your siggy? How much usage have you put on the card already, how many payments have you made, and what is your current balance. 

How much is the new Mac?

I was very careful on my card the first 2 months. I charged about $1000 the first month on a $5000 card, paid it down to $400, let that report to the bureaus, then paid that off and held off going to Costco until my statement closed so I could apply for 3x with a 0 balance in day 61 and I got it. That changed my credit world. 

Just be patient.

---

Can you please explain why you did this? Is it something to do with prepping your account for the 3x CLI ask? Why didn't you just pay it off and let it report zero? (Unless this is the card you're using to report a balance and your other cards are zero.)

Thanks.

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Yes I was prepping the card for a cli. I wanted some dollar activity to show on the bureaus and the next month to show I paid it off.

[zerbherb]

i think just about every film editor has a credit card ready for wedensday at 1 pm. take my 3100 $ apple. The 15 inch retina pro hasn't had a major update in a while, thats why everyone is so excited.

[zerbherb]

Just got the amex decline letter. They definitely like me just my balance was to high at the moment.

[Anonymous]

well, sorry to hear that. hopefully it'll happen for you soon. they still said my account is too new so i will try again in 90 days