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how does disputing charges work?

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Anonymous
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how does disputing charges work?

I recently disputed an error on my credit report through experian, they emailed back and said it was deleted, my question is do i have to dispute it with the other two agents also? because I recently looked and it seems to be gone from all 3 agents.

Message 1 of 5
4 REPLIES 4
visorboy1974
Valued Contributor

Re: how does disputing charges work?

If it's not on the other 2 reports, there's nothing to dispute. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 5
Anonymous
Not applicable

Re: how does disputing charges work?

so sinse i only disputed with experian, the other two removed it as well without asking? because before i disputed it with experian it was on all 3. it was a credit card my parents had and it wasn't suppose to show up on my report.

Message 3 of 5
DI
Super Contributor

Re: how does disputing charges work?

When  you dispute with one credit agency, the creditor updates the account via the eOscar system.    eOscar system is linked to all 4 CRAs. 

Message 4 of 5
Anonymous
Not applicable

Re: how does disputing charges work?

that's great than i was wondering how it worked, all 3 score varied from 700-730 before i disputed it, i will check it later hopefully it went up this was about 2 months ago.

Message 5 of 5
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