how much do you spend in a year for AF?

[Anonymous]

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@Anonymous wrote:
Wow, some of you spend a ridiculous amount on AFs. Currently 0. May be looking into the CSP when my expenses increase.

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I think you mean "spent quite a lot on AFs"   Ridculoius only if the corresponding benefits aren't there.

[SunriseEarth]

My QS1 has been PCed to the QS and no longer has a $74 AF(!!).   it was a Household Bank rebuilder CC.   Once I get the CL over $5K, I will call the Cap One EO to see about PCing to the regular QS and getting rid of that fee for good upgrading to a WMC.   Last year, the EO waived it but the only way to avoid the AF this year was to PC, which I had no issue with.  

My Costco TE AMEX has a defacto AF or $55 (Costco membership is required for the card).  

(Updated)

[Anonymous]

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@SunriseEarth wrote:

My QS1 has a $74 AF.   it was a Household Bank rebuilder CC.   Once I get the CL over $5K, I will call the Cap One EO to see about PCing to the regular QS and getting rid of that fee for good.   Last year, the EO waived it.  

My Costco TE AMEX has a defacto AF or $55 (Costco membership is required for the card).  

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Why not just take care of it once and for all now?

[youngman1234]

1. Amex plat - $450 + 2 add on $350 = $800
2. Amex cash per = $90-$100
3. Amex gold business 2 cards = $350
4. Amex plum busines 2 cards = $500
5. Citi prestige = $400
6. Ameriprise Elite = $400
7. Diners = $300-$350

[Lyythine]

Whatever the total is, its a hell of a lot less than I pay to keep my gf happy I kid, of course?

Somewhere around 2k

[SunriseEarth]

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@Anonymous wrote:

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@SunriseEarth wrote:

My QS1 has a $74 AF.   it was a Household Bank rebuilder CC.   Once I get the CL over $5K, I will call the Cap One EO to see about PCing to the regular QS and getting rid of that fee for good.   Last year, the EO waived it.  

My Costco TE AMEX has a defacto AF or $55 (Costco membership is required for the card).  

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Why not just take care of it once and for all now?

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I also want the WMC, so I'm doing it all in one fell swoop.   I should be able to get a CLI within the next week (last one was on 9/3)

[Anonymous]

$48/year for my Merrick Card just because it's my oldest active card at the moment. And also because it provides free FICO score. They're the first one to give me a credit card again in years so I must show my loyalty to them

[noobody]

CSP $95

Marroitt $85 annual free cat5 room

Arrival+ $89 waived 1st and 2nd year

US airway $89 waived 1st year

SPG $65 because of FTF and no annual bonus, I may close it before annual fee is due

Club carlson premier $75 free 40K points annually

just been approved Citi thankyou premier 1st year free then $95, will pick between this and CSP

[Imperfectfuture]

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@SunriseEarth wrote:

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@Anonymous wrote:

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@SunriseEarth wrote:

My QS1 has a $74 AF.   it was a Household Bank rebuilder CC.   Once I get the CL over $5K, I will call the Cap One EO to see about PCing to the regular QS and getting rid of that fee for good.   Last year, the EO waived it.  

My Costco TE AMEX has a defacto AF or $55 (Costco membership is required for the card).  

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Why not just take care of it once and for all now?

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I also want the WMC, so I'm doing it all in one fell swoop.   I should be able to get a CLI within the next week (last one was on 9/3)

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Very interested in how this turns out.  

[bigblue7722]

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@Imperfectfuture wrote:

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@SunriseEarth wrote:

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@Anonymous wrote:

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@SunriseEarth wrote:

My QS1 has a $74 AF.   it was a Household Bank rebuilder CC.   Once I get the CL over $5K, I will call the Cap One EO to see about PCing to the regular QS and getting rid of that fee for good.   Last year, the EO waived it.  

My Costco TE AMEX has a defacto AF or $55 (Costco membership is required for the card).  

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Why not just take care of it once and for all now?

---

I also want the WMC, so I'm doing it all in one fell swoop.   I should be able to get a CLI within the next week (last one was on 9/3)

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Very interested in how this turns out.  

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me too i emailed cap one ceo 11 days ago now trying to get my qs1 which has the AF waived for good, changed into a world mastercard.