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how to get an amex revolving?

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Anonymous
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how to get an amex revolving?

how do you get an amex revolving account? my credit scores vary from 750 - 775 

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: how to get an amex revolving?

 


@Anonymous wrote:

how do you get an amex revolving account? my credit scores vary from 750 - 775 


 

Are those Fico Scores?

 

Just go to AmEx site and find a revolving CC that suits you and apply for it, they pull from EX my EX Fico is somewhere just above a 710 and I was approved for a Blue Cash Revolving CC. They also have a new Blue Cash Preferred Relvolving CC, its a Cash back card, seems like a great CC.

Message 2 of 19
Anonymous
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Re: how to get an amex revolving?

thanks i'm thinking about applying for one soon, but i wanted it to be revolving.

 

http://www201.americanexpress.com/getthecard/learn-about/BlueCash-Everyday

 

Payment Flexibility

Freedom to pay over time

 

this means revolvining right? because i don't wanna get it then end up paying in full each month lol

Message 3 of 19
Anonymous
Not applicable

Re: how to get an amex revolving?

AmEx has several revolving CC's.

 

If your scores are Ficos, you should have no problem being approved.

Message 4 of 19
Anonymous
Not applicable

Re: how to get an amex revolving?

Payment Flexibility

Freedom to pay over time.

 

that's revolving right?

 

and is the blue cash better or the zync card better? and is the zync card revolving, I can't find out of the zync card is or not

Message 5 of 19
MarineVietVet
Moderator Emeritus

Re: how to get an amex revolving?


@Anonymous wrote:

how do you get an amex revolving account? my credit scores vary from 750 - 775 


I will ask the same thing as Mustanglvr2006. Where did you get your scores? That might seem like a silly question but most companies will sell you a "credit score" but it is not based on FICO scoring formulas and is therefore useless for knowing where you actually stand.

 

No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myFICO. I suggest you do an internet search for "myfico discount codes" to save a little money.

At one time you could also purchase your Transunion score at transunioncs.com but that site seems to have stopped doing that. Equifax will still sell you a FICO score but you have to look very hard to find it. You can get to it here: www.equifax.com/myfico-products.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Message 6 of 19
Anonymous
Not applicable

Re: how to get an amex revolving?

 


@Anonymous wrote:

Payment Flexibility

Freedom to pay over time.

 

that's revolving right?

 

and is the blue cash better or the zync card better? and is the zync card revolving, I can't find out of the zync card is or not


Freedom to pay over time is revolving yes, and the Zync is a Charge Card not relvolving.

 

Message 7 of 19
Anonymous
Not applicable

Re: how to get an amex revolving?

A piggyback question on this:  How many of you wth a revolving Amex card carry a monthy balance (i.e., do not PIF each month?)

Message 8 of 19
smallfry
Senior Contributor

Re: how to get an amex revolving?

 


@Anonymous wrote:

A piggyback question on this:  How many of you wth a revolving Amex card carry a monthy balance (i.e., do not PIF each month?)


Revolve with AmEx? No. 

 

Message 9 of 19
Guava
Established Contributor

Re: how to get an amex revolving?

 


@Anonymous wrote:

 


@Anonymous wrote:

Payment Flexibility

Freedom to pay over time.

 

that's revolving right?

 

and is the blue cash better or the zync card better? and is the zync card revolving, I can't find out of the zync card is or not


Freedom to pay over time is revolving yes, and the Zync is a Charge Card not relvolving.

 


I apologize for derailing the thread. If Zync isn't a revolving credit card, then does using Zync and PIF before statement positively affect one's credit score?

 


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Message 10 of 19
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