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inquiries

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virgo
Established Contributor

Re: inquiries

90?!  And were they approved?  

Message 11 of 46
seeyouthere
New Contributor

Re: inquiries

Im up to 23, most are auto and done in patches, I dont think they should show them like that but whatever

 

Message 12 of 46
vpae
Established Contributor

Re: inquiries

Inquiry #s     
 0m - 6m0yr - 1yr0yr - 2yr1yr - 2yrRecent
Experian171033/17/14
Equifax256111/22/13
TransUnion05838/2/13

 

Now I realized it's not very many in comparison. I just applied for the Citi Hilton Hhonor Reserve and was approved, pulled EX. 1 Mortgage pull in each of the 3 CRA. Most recent 2 on EQ is for AT&T Cell Phone and Capital One 360 Checking (boo).

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 13 of 46
takeshi74
Senior Contributor

Re: inquiries


@Involver wrote:
And here I am worried about 13 total lol.

Impact is going to vary with one's credit.  Inquiries will affect those with weaker credit profiles more than those with stronger credit profiles.  X can easily be too much for one and negligible for the next.

Message 14 of 46
Anonymous
Not applicable

Re: inquiries

I had 21 last weekend and got approved for four new cards: Sapphire Preferred, AMEX Gold Premier, Citi Thankyou Preferred, and an American Eagle Visa upgrade. Now I have 25 or 26... I was approved for the Barclays Black Card but didn't want the insane $500 fee.

Companies don't question my inquiries any more.
Message 15 of 46
Involver
Valued Contributor

Re: inquiries


@takeshi74 wrote:

@Involver wrote:
And here I am worried about 13 total lol.

Impact is going to vary with one's credit.  Inquiries will affect those with weaker credit profiles more than those with stronger credit profiles.  X can easily be too much for one and negligible for the next.


I don't really think I am at any sort of risk for being declined credit or AA on current accounts because of it, I just like to try to keep them as low as possible.  Recent app spree added 5 so I'm just being cautious. 

 

Smiley Happy

Message 16 of 46
amdm2013
Frequent Contributor

Re: inquiries

Me too I think I had over15 inqs this month alone and got approved for six prime cards. But got declined by Amex, CapOne and Citi.
CSP: $20k / BarclayCard WMC: $20k / US Bank Sig: $12k / Diners Club: $10k / Macy's: $10k / CapOne QS: $8k / Sportsman's Visa: $7.5k / Overstock: $7.4k / Citi DP: $3.6k / US Bank LOC: $2.5k / Cabela's: $2k / Bank of Hawaii AmEx: $1.6k / Chase Marriott: $1.5k / Amazon Visa: $500
Message 17 of 46
hajew86
New Contributor

Re: inquiries

What if during mortgage shopping you end up with quite a few pulls? How does that affect what creditors do during a credit card approval/denial?

Message 18 of 46
newUser0
Established Contributor

Re: inquiries


@yudeology101 wrote:

@B335is wrote:
Citi: over 25
Chase: over 25
Amex: over 25

All were approved, but I think they may focus on last 6 months. I try not to have more than 6 in last 6 months on any CR Smiley Happy

+1, same here


Are you guys serious that you both had 20+ on EACH of the CB?

I am really getting inspired. I was feeling bad for 11+ and worrying about my future App approval chances (Especially after hearing chase closing stories)

Message 19 of 46
newUser0
Established Contributor

Re: inquiries


@Anonymous wrote:
I had 21 last weekend and got approved for four new cards: Sapphire Preferred, AMEX Gold Premier, Citi Thankyou Preferred, and an American Eagle Visa upgrade. Now I have 25 or 26... I was approved for the Barclays Black Card but didn't want the insane $500 fee.

Companies don't question my inquiries any more.

Woww!! would you mind sharing your AoA?

Message 20 of 46
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