pending Capital One EO

[ihatemyscore]

So I received a CLI on my orchard bank card from the capital one/ob EO from 300 to 1000... I decided to try and get a CLI on my cashRewards that I opened in January. I have been putting 400+ a week on a 500 dollar limit.. and been making multiple payments a month..

I emailed the EO and recieved a call. The guy understood my frustrations.. because of the multiple payments and having to wait until they post..

I requested 2000 he said if he grants my request it will not have any effect on my credit steps program my card is enrolled in.. he said it will be a SP and the good thing my OB and Navy is reporting 0 on 1000 dollar limits.. I have a account reporting a small balance so my uti is at 8%...

He said will hear a responce by Tuesday..

Hopefully it goes through!!!

The reason why I'm requesting so early because my OB account has perfect history and I just closed my secured card with perfect history and he said they will take it into account..

[LS2982]

Fingers crossed for ya!!!

[ihatemyscore]

Thank you!!!

[Anonymous]

Likewise. If it helps, cap one's EO got me from 500-1500 about a month back with 50-60% util.
I might try my hand with them this week since my util is now 3% and my rep told me to call back and try even if its only a month later.

It's an SP so it's basically risk free.
The Cap One EO is awesome in my book.

[myjourney]

best wishes good luck

[kroberts67]

Soft pull....  not for me!    They said theyd do a SP but it reported HP on all 3.  I emailed the CEO before i knew about the inquiries showing.  Hopefully Ill get a call soon. 

Is there any recourse when they say SP but do hard?

[WarJar101]

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@kroberts67 wrote:

Soft pull....  not for me!    They said theyd do a SP but it reported HP on all 3.  I emailed the CEO before i knew about the inquiries showing.  Hopefully Ill get a call soon. 

Is there any recourse when they say SP but do hard?

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Maybe, but it might be a hassle anyways. You could definitely try though, you've got nothing to lose.

[ihatemyscore]

No change yet! No pulls yet though I bet by tomorrow ill know

[ihatemyscore]

They SP my eq, I havent checked tu yet... they didnt soft ex.. but i checked my account tonight and no increase ?

im expecting the regret call tomorrow from the EO office 

[Anonymous]

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@ihatemyscore wrote:

They SP my eq, I havent checked tu yet... they didnt soft ex.. but i checked my account tonight and no increase ?

im expecting the regret call tomorrow from the EO office 

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any new updates? hopefully they gave you the cli!