please sum up all discover dislike in this thread

[Anonymous]

Its true that Discover seems to skip a month of reporting whenever you get a CLI but they are accommodating about reporting when you request an off cycle update to the bureaus. All you have to do is ask. I'm not waiting until March for my CLI to show up knowing I have this option 

[DantGwyrdd]

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@Anonymous wrote:
Ok I got one. Is it true that when discover gives you get a CLI they don't give you your fico score the following statement. If so that's annoying how else will I know the effect it has on my score. I hate waiting.

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Erm, which one is the following one? I just got an unsolicited CLI on my Discover and it's showing the score on the first statement with the CLI showing under Credit Line.

[Anonymous]

I guess I will just have to wait and see. Sorry folks I tried to come up with something negative to say. I wonder how long a cap 1 thread would be by now.

[lg8302ch]

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@DantGwyrdd wrote:

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@Anonymous wrote:
Ok I got one. Is it true that when discover gives you get a CLI they don't give you your fico score the following statement. If so that's annoying how else will I know the effect it has on my score. I hate waiting.

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Erm, which one is the following one? I just got an unsolicited CLI on my Discover and it's showing the score on the first statement with the CLI showing under Credit Line.

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It will show on the Discover statement but when you look at your credit report you will find the former CL for nearly two months so the new CL will not be considered in the Fico score.  For all of my CLIs the month I received the CLI the 3 CRA still had the old CL. Only the 2nd reporting after the CLI the new CL made it on my reports.

[Imperfectfuture]

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@Anonymous wrote:

Its true that Discover seems to skip a month of reporting whenever you get a CLI but they are accommodating about reporting when you request an off cycle update to the bureaus. All you have to do is ask. I'm not waiting until March for my CLI to show up knowing I have this option 

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Good info to know.  I like that Chase also does off cycle reporting for 0 balance (just had it happen to me, kinda extends that grace period for reporting purposes).

[Anonymous]

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@Anonymous wrote:
I guess I will just have to wait and see. Sorry folks I tried to come up with something negative to say. I wonder how long a cap 1 thread would be by now.

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Make the thread and let's find out!

[Imperfectfuture]

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@Anonymous wrote:

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@Anonymous wrote:
I guess I will just have to wait and see. Sorry folks I tried to come up with something negative to say. I wonder how long a cap 1 thread would be by now.

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Make the thread and let's find out!

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No, you (JK)

[juggalo9er]

Too many capone threads to count



I never did ms on discover is not worth it caps are too small

[Anonymous]

Your absolutely right it would read like just another cap1 thread.
I too wouldn't mind a higher cap on the discover card. I spread my spending out pretty well so it hasn't been an issue yet.

[Anonymous]

Discover gets a lot of crap, but who knows, it may still exist in a thousand years.  I mean, Fry tried to buy undies with it.

Fry: Do you take Visa? 

Clerk: Visa hasn't existed for 500 years. 

Fry: American Express? 

Clerk: 600 years. 

Fry: Discover Card? 

Clerk: Sorry, we don't take Discover.

In all seriousness though, I like Discover.  Their customer service is out of this world, and frankly they gave me a chance when others wouldn't so they're a-ok in my book.  I treat them right and expect them to do the same for me for many years to come.