Re: Chase approval question.

ChrisWasHere · ‎10-20-2022

Please help.

NFCU FLAGSHIP $40K, CLOC $15K. AMEX DELTA GOLD $24K. BOA C.R. $19K. LOWES $17.5K. FNBO $11.3K. DISCOVER $11.2K. CHASE FU $8.6K. CITI REWARDS $6.5K. AMEX BCE $2K. PAYPAL $2K.

ChrisWasHere · ‎10-21-2022

I keep seeing csp prequalify offer approvals. Lots of people posting what they were approved for but I never have seen what their sl offer was. I want to know if their offer was for 5k and got 6k? 10k and got 20k? 15k and only got 6k. I'm offered 10k, is that the final offer for me?

NFCU FLAGSHIP $40K, CLOC $15K. AMEX DELTA GOLD $24K. BOA C.R. $19K. LOWES $17.5K. FNBO $11.3K. DISCOVER $11.2K. CHASE FU $8.6K. CITI REWARDS $6.5K. AMEX BCE $2K. PAYPAL $2K.

ChrisWasHere · ‎10-21-2022

NFCU FLAGSHIP $40K, CLOC $15K. AMEX DELTA GOLD $24K. BOA C.R. $19K. LOWES $17.5K. FNBO $11.3K. DISCOVER $11.2K. CHASE FU $8.6K. CITI REWARDS $6.5K. AMEX BCE $2K. PAYPAL $2K.

OmarGB9 · ‎10-21-2022

It's only been a little over an hour. You have to be patient.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

UncleB · ‎10-21-2022

Hi @ChrisWasHere, I've merged your two threads into one.

Please avoid cross-posting the same question on multiple boards... it's confusing to follow and is against the rules here.

Thanks!

-UncleB

myFICO Moderator

ptatohed · ‎10-21-2022

@ChrisWasHere wrote:
I have an offer for the csp for 10k and 24.99%. For those that got a pre-approved offer, is that EXACTLY what they gave you when you were approved or were the approvals actually better then the original offer. I have searched all the posts and can't find anyone mentioning what the offer was for vs what they actually got. Please help.

What's the bonus offer? 60,000/$4,000/3 months?

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

ChrisWasHere · ‎10-22-2022

@UncleB wrote:
Hi @ChrisWasHere, I've merged your two threads into one.

Please avoid cross-posting the same question on multiple boards... it's confusing to follow and is against the rules here.

Thanks!

-UncleB
myFICO Moderator

Sorry, I didn't know I had 2 of these. I thought my original post had disappeared.

NFCU FLAGSHIP $40K, CLOC $15K. AMEX DELTA GOLD $24K. BOA C.R. $19K. LOWES $17.5K. FNBO $11.3K. DISCOVER $11.2K. CHASE FU $8.6K. CITI REWARDS $6.5K. AMEX BCE $2K. PAYPAL $2K.

ChrisWasHere · ‎10-24-2022

No one can give insight into this?

NFCU FLAGSHIP $40K, CLOC $15K. AMEX DELTA GOLD $24K. BOA C.R. $19K. LOWES $17.5K. FNBO $11.3K. DISCOVER $11.2K. CHASE FU $8.6K. CITI REWARDS $6.5K. AMEX BCE $2K. PAYPAL $2K.

OrangeRange · ‎10-24-2022

I was sent a pre-approved offer in the mail for CSP back in early 2021 when I applied. I got the card then but my offer was for the 60K points after $4k spend in 3 months. My SL was $7,900. Chase bumped it to $10,900 3 months later after heavy use (>40% utilization). At that point in time I just had an auto loan, my first credit card (with a $2K limit but 5 years of history) and PayPal Credit ($6,500) open. Equifax and TU scores were both in the 745-755 range at the time of application.

As of Nov 2024: 1/6 | 3/12 | 8/24

Remedios · ‎10-25-2022

@ChrisWasHere wrote:
I keep seeing csp prequalify offer approvals. Lots of people posting what they were approved for but I never have seen what their sl offer was. I want to know if their offer was for 5k and got 6k? 10k and got 20k? 15k and only got 6k. I'm offered 10k, is that the final offer for me?

They will not extend any amount past what you're seeing as "pre-approved amount"

Technically, if your report has changed since the time SP was performed, you could get less or denial.

If you pick a different card such as CFU, pre-approved amount is no longer in play.

For CSP, chase has to offer you at least $5K, but for CFU, that's $500.00.

So that would be "yup" on the final offer based on that particular SP.

Your offer me last days/weeks/month, it might poof and come back later with same/different pre-approved amount.

Those offers don't stick around forever.

pre-approved for csp question!

pre-approved for csp question!

Chase approval question.