push statement

[Anonymous]

 Hi all! So I am able to pay all my credit cardsoff but it wont be until 2 days after the statement cut. Have any of you had success with credit card companies pushing the statement date so it reports to 0?

[OmarGB9]

I think Chase does mid cycle reporting, so even if your statement cuts with a balance, they'll report zero once you PIF.

[Anonymous]

 I am paying off two capitol one credit cards.Do you know if they do midcycle reporting?Its important to me because my utilization is at 90% and i am finally able to getit down to increase my score in order to qualify for better cards.

[Anonymous]

keep in mind too that if you can pay of fat least a decent portion then that's better than nothing. also, if you let it report really low next month your scores will go up again. utilization doesn't remember your previous month. you'll be okay. your negative effects will only be for a month or so.

[ojefferyo]

I haven't heard of Cap1 doing mid cycle report or report on request.

[Anonymous]

Awesome! I was hoping to getit to 0 in this cycle because im getting married next year and if i can get to the 10% utilization i can maybe get my scores high enough so i can qualify for a prime card to pay for our wedding. I was told that i could be missing amywhere between 60-100 points! if you look at my scores you can tell i need them. Never knew how important utilization was.

[Anonymous]

your scores don't show up on mobile. also, even if you report high this month you can report low next month and see a vast difference

[Anonymous]

My scores are equifax-591 transunion-612 and 562 experien

[Anonymous]

once you pay all that to 0 you'll see a vast difference. i had HEFTY utilization too in and in february i paid it all off and had scores hovering in the 560s-580s and now i have eq 660 ex 673 and tu 677

[Anonymous]

Wow! Did you get those current scores after you drop your utilization significantly?Just tryimg to gauge how much of a point increase i could see.